Hot Deal

Bank of baroda now giving snapdeal card to existing card holders pre-approved

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Deal Subedar
batmanBABA

So finally some card that makes sense with sensible fees....

Existing card holders can get it. Limit will be shared with existing card... And this is probably 2nd best card after eterna.... 

https://www.bobfinancial.com/snapdeal_n...sp

For all details and benefits 

Charges- joining ( 249+gst)

Annual (from 2nd year) - 249 +gst

https://cdn0.desidime.com/attachments/photos/815592/medium/SmartSelect20221014-114430Opera.jpg?1665728102

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Deal Subedar Deal Subedar
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bohemian wrote:
Received card today.
yea, received today
Pro Blogger Pro Blogger
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Tanmayyy wrote:

Useless card , has capping of 2k RP per month which roughly equals 500 rupees in monetary value.

BOB Select Visa card also cap at maximum 250 rupees per month and after that 0.25% rewards but people are dying to get this BOB select visa card.

So, BOB snapdeal RuPay credit card is far better than BOB Select Visa card.

Also cashback directly credited to your card statement.

Snapdeal variant - 

2.5% Cashback on all Online shopping, Grocery and Department Stores upto Rs500 per month (Cashback directly credit on next month card statement).

After that 1% cashback on all spends (Cashback directly credit on next month card statement).

@bohemian 

@DEALSTER 

@Tejaa 

@rahulsoni0706846

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Deal Subedar Deal Subedar
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Ltf?

Deal Subedar Deal Subedar
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pranavcool wrote:

Ltf?

No mentioned charges in the screenshot
Finance Ninja Finance Ninja
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Useless card , has capping of 2k RP per month which roughly equals 500 rupees in monetary value.

Pro Entertainer Pro Entertainer
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Where it is mentioned that they are giving to exciting card holders without going through the KYC hassle? 

Like in net banking it gives an option for ENERGIE card. Ref

Generous Generous
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Applied.

500 activation benefit with 249+gst so 588 for 2 years. 588-500 = 88 for 2 years is not bad plus occasional offer and 2.5% online 😀

Generous Generous
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Tejaa wrote:

Where it is mentioned that they are giving to exciting card holders without going through the KYC hassle? 

Like in net banking it gives an option for ENERGIE card. Ref

I got SD and applied, just confirmed address and card will be delivered in 7 days

Deal Subedar Deal Subedar
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Tejaa wrote:

Where it is mentioned that they are giving to exciting card holders without going through the KYC hassle? 

Like in net banking it gives an option for ENERGIE card. Ref

Yes... Its just like that.... No kyc... Nothing

Pro Entertainer Pro Entertainer
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bohemian wrote:

I got SD and applied, just confirmed address and card will be delivered in 7 days

Thanks, just checked, and now they've replaced ENERGIE with SD. Applied. Worth for the Rupay offers at least. 

Deal Subedar Deal Subedar
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bohemian wrote:

Applied.

500 activation benefit with 249+gst so 588 for 2 years. 588-500 = 88 for 2 years is not bad plus occasional offer and 2.5% online 😀

Even eterna has capping.. 500x12 =6000 yearly with just 249+gst charges.... I dont know... What your expectations are... Also applicable for bob offers and rupay offers... And since its not a jcb variant... No problems like in premiere and easy jcb rupay variants.... 

Cool Cool
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batmanBABA wrote:

Even eterna has capping.. 500x12 =6000 yearly with just 249+gst charges.... I dont know... What your expectations are... Also applicable for bob offers and rupay offers... And since its not a jcb variant... No problems like in premiere and easy jcb rupay variants.... 

It is a jcb variant. I recently received.
Deal Subedar Deal Subedar
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Alexios wrote:
It is a jcb variant. I recently received.

Shit...... Then there will be issues on websites like mi india... They are not rectifying it

Cool Cool
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batmanBABA wrote:

Shit...... Then there will be issues on websites like mi india... They are not rectifying it

what issues?
Helpful Helpful
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bohemian wrote:

Applied.

500 activation benefit with 249+gst so 588 for 2 years. 588-500 = 88 for 2 years is not bad plus occasional offer and 2.5% online 😀

why dont you get a LTF BOB rupay card instead? You can use it for BOB + rupay offers. This one is useless anyway and and not free on top of it. 
Generous Generous
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DEALSTER wrote:
why dont you get a LTF BOB rupay card instead? You can use it for BOB + rupay offers. This one is useless anyway and and not free on top of it. 
I already have LTF select card. Bob is giving this pre approved on the basis of existing card. Thats why
Deal Subedar Deal Subedar
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Alexios wrote:
what issues?

Mi india is not supporting jcb cards... Any credit /debit... Also... Bill payment is not supported on mobikwik, amazon( some tricks to get option), imobile..... Also main issue with rupay card... Dont show merchant name as well as amount to be paid on otp page

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bohemian wrote:
I already have LTF select card. Bob is giving this pre approved on the basis of existing card. Thats why
ok, but will you gain anything from this card at all? you will end up paying the fees and redeeming the rewards for useless overpriced stuff.  If you are a heavy Snapdeal shopper, its a different scenario then. 
Cool Cool
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batmanBABA wrote:

Mi india is not supporting jcb cards... Any credit /debit... Also... Bill payment is not supported on mobikwik, amazon( some tricks to get option), imobile..... Also main issue with rupay card... Dont show merchant name as well as amount to be paid on otp page

oh okay
Generous Generous
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DEALSTER wrote:
ok, but will you gain anything from this card at all? you will end up paying the fees and redeeming the rewards for useless overpriced stuff.  If you are a heavy Snapdeal shopper, its a different scenario then. 

definitely 2.5% online is not bad. not shopping on snapdeal much. and for rupay offers as well. so its like 88 for 2 years fee. I am okay with that. we can always close any time if no benefit. reward points credit automatically after statement as statement credits so no hassle

1Reward Points of 10 RP per ₹100 is capped at maximum 2000 Reward Points per statement. 2Reward Points earned will be auto-credited as a cashback to the next month’s statement. Only applicable where Joining Fee is paid.

Deal Subedar Deal Subedar
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DEALSTER wrote:
ok, but will you gain anything from this card at all? you will end up paying the fees and redeeming the rewards for useless overpriced stuff.  If you are a heavy Snapdeal shopper, its a different scenario then. 

The cashback directly comes to card... No requirement to use it in useless deals

Deal Cadet Deal Cadet
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I got card yesterday
Helpful Helpful
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bohemian wrote:

Applied.

500 activation benefit with 249+gst so 588 for 2 years. 588-500 = 88 for 2 years is not bad plus occasional offer and 2.5% online 😀

How 500 activation benefit??
Helpful Helpful
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Does this card doesn’t have spend based fee waiver?? Also they are changing variant like first energie now this so their maybe a possibility of eterna if one will wait??
Generous Generous
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rahulsoni0706846 wrote:
Does this card doesn’t have spend based fee waiver?? Also they are changing variant like first energie now this so their maybe a possibility of eterna if one will wait??
These are co branded cards.  Eterna is main card of bob so don't expect it as pre approved like this .. 
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Tanmayyy wrote:

Useless card , has capping of 2k RP per month which roughly equals 500 rupees in monetary value.

BOB Select Visa card also cap at maximum 250 rupees per month and after that 0.25% rewards but people are dying to get this BOB select visa card.

So, BOB snapdeal RuPay credit card is far better than BOB Select Visa card.

Also cashback directly credited to your card statement.

Snapdeal variant - 

2.5% Cashback on all Online shopping, Grocery and Department Stores upto Rs500 per month (Cashback directly credit on next month card statement).

After that 1% cashback on all spends (Cashback directly credit on next month card statement).

@bohemian 

@DEALSTER 

@Tejaa 

@rahulsoni0706846

Analyst Analyst
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abhishek012 wrote:

BOB Select Visa card also cap at maximum 250 rupees per month and after that 0.25% rewards but people are dying to get this BOB select visa card.

So, BOB snapdeal RuPay credit card is far better than BOB Select Visa card.

Also cashback directly credited to your card statement.

Snapdeal variant - 

2.5% Cashback on all Online shopping, Grocery and Department Stores upto Rs500 per month (Cashback directly credit on next month card statement).

After that 1% cashback on all spends (Cashback directly credit on next month card statement).

@bohemian 

@DEALSTER 

@Tejaa 

@rahulsoni0706846

True

This could be no.2 bob card behind eterna (at least till something bad happens!!)
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