Hot Deal Bank of baroda UPI limit help plz

1038°
Deal Subedar
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I have a normal Bob saving account.
If I linked with amazon.
Then how many free UPI txn.
Bcz previously in my SBI account after 3 txn. They charged 35 rs per txn.
Plz help

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First time hearing any bank charging for commercial/merchant upi transaction. Were you using some non-regular sbi acc,were these transactions merchant/commercial or person-to-person transfer,how sure are you this charge of Rs.35 is for upi transaction & not some other charge?

@rogerthat

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No charges. It’s free. But there is a limit of 10 UPI transactions per day.

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guest_999 wrote:

First time hearing any bank charging for commercial/merchant upi transaction. Were you using some non-regular sbi acc,were these transactions merchant/commercial or person-to-person transfer,how sure are you this charge of Rs.35 is for upi transaction & not some other charge?

@rogerthat

I have normal saving accounts in sbi and bob.
Sbi charges 35 rs after 3rd txn.
I m sure bcz i linked that account with phonepe and transfer balance in my paytm saving bank account by self transfer in phone by upi.
So after that charges . i m also surprised , contact with cc they told me u have only 3 withdrawal limit in a month after that charges apply

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yogiiiiiii wrote:

I have normal saving accounts in sbi and bob.
Sbi charges 35 rs after 3rd txn.
I m sure bcz i linked that account with phonepe and transfer balance in my paytm saving bank account by self transfer in phone by upi.
So after that charges . i m also surprised , contact with cc they told me u have only 3 withdrawal limit in a month after that charges apply

From when there’s charges were introduced

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SleeperRAW wrote:

No charges. It’s free. But there is a limit of 10 UPI transactions per day.

I know 10 limit of upi
But bank allow me only three withdrawal txn. In a month

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As per RBI, 10 Txn Per Day For All Banks. Some Banks Like Kotak Is Having 50 Txn Per Month (Money Transfer) While Unlimited UPI Merchants Can Be Done.

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yogiiiiiii wrote:

I have normal saving accounts in sbi and bob.
Sbi charges 35 rs after 3rd txn.
I m sure bcz i linked that account with phonepe and transfer balance in my paytm saving bank account by self transfer in phone by upi.
So after that charges . i m also surprised , contact with cc they told me u have only 3 withdrawal limit in a month after that charges apply

What is mentioned in your bank statement for Rs35 deduction?

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TechnoFrendz wrote:

As per RBI, 10 Txn Per Day For All Banks. Some Banks Like Kotak Is Having 50 Txn Per Month (Money Transfer) While Unlimited UPI Merchants Can Be Done.

I think that only for private and payment bank not for gorvenment bank

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yogiiiiiii wrote:

I think that only for private and payment bank not for gorvenment bank

People have this misconception that pvt & govt banks are somehow fundamentally different,they are not.They are all governed under same set of rbi rules & if rbi rule says something then it is to be followed by all banks.

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yogiiiiiii wrote:

I dont know.
But in 2018 i think they charged me. So i was stopped

Theres no charges in sbi also.
Yesterday only did 10 transaction for amazon offer

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yogiiiiiii wrote:

I have normal saving accounts in sbi and bob.
Sbi charges 35 rs after 3rd txn.
I m sure bcz i linked that account with phonepe and transfer balance in my paytm saving bank account by self transfer in phone by upi.
So after that charges . i m also surprised , contact with cc they told me u have only 3 withdrawal limit in a month after that charges apply

some PSU banks charge UPI transaction fee, if you used 3rd party UPI apps (only few transaction free).

use PSU banks official UPI app, unlimited FREE, no transaction fee.

BOB UPI app recently launch UPI 2.0

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abhishek012 wrote:

some PSU banks charge UPI transaction fee, if you used 3rd party UPI apps (only few transaction free).

use PSU banks official UPI app, unlimited FREE, no transaction fee.

BOB UPI app recently launch UPI 2.0

Thanks bro .

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yogiiiiiii wrote:

Thanks bro .

Download “BHIM SBI Pay” app, linked your SBI account & use for UPI transaction.

BOB customer Download “BHIM Baroda Pay” app, linked your BOB account & use for UPI transaction.

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yogiiiiiii wrote:

But in my case they charged.

maintain minimum balance Rs5000+

you get unlimited free UPI transaction through 3rd party UPI apps & free debit card transaction.

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abhishek012 wrote:

maintain minimum balance Rs5000+

you get unlimited free UPI transaction through 3rd party UPI apps & free debit card transaction.

I have zero balance account under Pmjdy
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yogiiiiiii wrote:
I have zero balance account under Pmjdy

Pmjdy account is charged for digital payment.

Note – Pmjdy account only for financial assistance to the needy and poor section of our society.

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abhishek012 wrote:

Pmjdy account is charged for digital payment.

Note – Pmjdy account only for financial assistance to the needy and poor section of our society.

Oh thats why .
Thanks for information

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unaware of any such charges

kal check krta hu details

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No such charge’s in SBI
Have already Linked my SBI bank account to many 3rd party app and doing many UPI for last 2-3 years but never ever charged a single ruppee for UPI transaction
And no such charge on BOB UPI
UPI txn r free for all bank AFAIK
Although there’s charges on IMPS

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For sbi saving bank acc there is limit of 10 upi txn per day…

Missing