Best axis savings account

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vivek7460

Planning to open an axis Bank savings account.Confused as there are many options 

Liberty or prestige or prime savings account these are options which i am considering.Kindly do let me know which is the best 

My expectations 

1) bookmyshow BOGO offer

2) cb on credit card payments

3) lounge access domestic and priority pass international is added benefit 

Kindly suggest 


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If you want just another account as "Backup", then open a Bandhan Bank account (now fully online opening option via vkyc available too). Higher interest rates on savings as well as FD. Netbanking/UPI/apps etc. are quite well too...

Their financials and corporate ethics/condition is much better than many banks.

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@Sudarshan61 @Harry-Potter didn't expect this answer.Anyways thanks for warning.Which is the best bank to open a savings account already have hdfc need a bank with aforementioned benefits.

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vivek7460 wrote:

@Sudarshan61 @Harry-Potter didn't expect this answer.Anyways thanks for warning.Which is the best bank to open a savings account already have hdfc need a bank with aforementioned benefits.

HDFC provides all benefits you required right ?

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Sudarshan61 wrote:

HDFC provides all benefits you required right ?

Yep still need two bank accounts safe side buddy sometimes hdfc doesnt work happened twice

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Avoid axis because of shitty staff policy they only value the employees who are crooked to get more sales. All the good employees leave axis with in 1 year 

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vivek7460 wrote:

Yep still need two bank accounts safe side buddy sometimes hdfc doesnt work happened twice

Could you please update me which account of hdfc you have and good for above mentioned requirements. I am also planning to open account with hdfc
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manojkumar43 wrote:
Could you please update me which account of hdfc you have and good for above mentioned requirements. I am also planning to open account with hdfc

I have hdfc salary account 

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Bhai Bhai Bhai ...itna daring karne ka apne socha kaise...
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Question itself is WRONG.
BEST and AXIS doesn't go hand in hand biggrin

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M.MAHI wrote:
Bhai Bhai Bhai ...itna daring karne ka apne socha kaise...

Wasnt much aware of axis brother

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vivek7460 wrote:

Yep still need two bank accounts safe side buddy sometimes hdfc doesnt work happened twice

Still not sure why HDFC wont work?
I think they are the best when it comes to Customer care and benefits. 
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Open easy access account... In rural branch with 2500 mab.... Peace of mind... Will help in future credit card applications.... 

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Sudarshan61 wrote:
Still not sure why HDFC wont work?
I think they are the best when it comes to Customer care and benefits. 

Upi issue faced  at night couple of  times when needed the most

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Just Open Axis Liberty Account. I don't recommend u to follow any advice given on desidime, even mine. People here blindly promote AU Bank, but hates top banks like Axis, Kotak, RBL, Bandhan Bank. Everybody has a different experience maybe because of their Karma. Infact, I would suggest a new type of account from kotak. EveryDay Savings Account. Free Rupay Platinum for 1st Year. And most of the transactions are free. Usually top banks don't provide free NEFT, IMPS. I'm using Kotak from last 10 years. I'm using free transactions like UPI from many years but in the name of IMPS. Plus, if u do 30 transactions (Any like UPI, Deposit, Withdrawal), then u don't need to maintain 20K.
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vivek7460 wrote:

Upi issue faced  at night couple of  times when needed the most

Just for UPI open Jupiter account..

Per month Rs100 cashback for UPI. They use Axis UPI services..

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I guess avoiding Axis bank would be better because of all sorts of hidden and "consolidated charges".

What's the experience of those who actually have something like "Easy Access account"? In Metros, their MAB is ₹12000. But I am sure people have been charged unfairly with hidden charges. Their reputation is terrible. It's a bank which loots the most.

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some1anywhere wrote:

I guess avoiding Axis bank would be better because of all sorts of hidden and "consolidated charges".

What's the experience of those who actually have something like "Easy Access account"? In Metros, their MAB is ₹12000. But I am sure people have been charged unfairly with hidden charges. Their reputation is terrible. It's a bank which loots the most.

Totally. Avoid them

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Parashuuram wrote:
Just Open Axis Liberty Account. I don't recommend u to follow any advice given on desidime, even mine. People here blindly promote AU Bank, but hates top banks like Axis, Kotak, RBL, Bandhan Bank. Everybody has a different experience maybe because of their Karma. Infact, I would suggest a new type of account from kotak. EveryDay Savings Account. Free Rupay Platinum for 1st Year. And most of the transactions are free. Usually top banks don't provide free NEFT, IMPS. I'm using Kotak from last 10 years. I'm using free transactions like UPI from many years but in the name of IMPS. Plus, if u do 30 transactions (Any like UPI, Deposit, Withdrawal), then u don't need to maintain 20K.

Online NEFT and RTGS free for all banks only IMPS chargeable except for SBI

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If you want just another account as "Backup", then open a Bandhan Bank account (now fully online opening option via vkyc available too). Higher interest rates on savings as well as FD. Netbanking/UPI/apps etc. are quite well too...

Their financials and corporate ethics/condition is much better than many banks.

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As everyone said, axis is bad but not always. Atleast axis mobile app facilities & layout are much better than hdfc bare minimum app. Open a account as per your requirement, try it for few months to get first hand experience and then decide.
And yes they do irritate you sometimes. Look how many times they called me last 2 weeks.https://cdn0.desidime.com/attachments/photos/807938/medium/Screenshot20220921-220056Truecaller1.png?1663778380PS: Don't trust new axis ads of they going extra mile for the sake of customer. Over Exaggerated ads.

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