Hot Deal

Best Interest bank

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Deal Cadet
theprofessor

Please guys…suggest me the best bank for amount more than 1lakh which gives best interest on savings account.
Interest is the only concern.
Doesn’t matter gives offer or not.
not interested in payments bank.
best interest on any type RD,FD,or simple Savings account

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Deal Newbie Deal Newbie
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Idfc first bank provides 7% above 1L. Also provides 250 bms cb every month

Deal Subedar Deal Subedar
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What do we need to get this 250 BMS voucher every month?

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Cool Cool
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kotak 811 best.. no min bal.. 6% int abv 1l.. yesbank offers the same not min bal req .. if u have yes cc then you can get 0 bal account

Deal Cadet Deal Cadet
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RBL Bank is giving 8% interest, check once their web site.

Deal Cadet Deal Cadet
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Confused between IDFC and yes Bank

Benevolent Benevolent
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Yes Bank gives 6% interest on incremental amount only
Check IDFC

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Deal Cadet Deal Cadet
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Please confirm IDFC provide 250₹ cashback on min. 250₹ ticket booking on bms

Deal Cadet Deal Cadet
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Also expecting reviews on Jana small finance bank
Giving 9.25% interest on FD which is highest

Analyst Analyst
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You should avoid Jana Bank. They have high NPAs, bad credit ratings and high service charges. Settle for 9% in fincare, if you maintain 10k fd your amb will be 0, recently became scheduled bank which becomes only after strict checks and audits by the rbi, has positive ratings and sub 2% NPA. Don’t chase return, never.

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Deal Subedar Deal Subedar
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Use savings account only for having emergency fund. For savings account digibank by dbs is the best.
Maintain 50K MAB and do some work around or transaction pattern and earn digibucks. Here you can get savings interest plus some amount 250 or 500 monthly.

For Moderate risk you can earn more interest:

You can invest in liquiloans with 12 percent per annum and earn interest monthly. High liquidity you can withdraw anytime and get credited to account within 2 working days. If you want to take little more risk you can use lendenclub and earn more than 20 percent interest.

Deal Cadet Deal Cadet
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Any reviews about lenedenclub and liquiloans?

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Deal Cadet Deal Cadet
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Finally I think IDFC is best that I could choose.
Please tell cons if anyone suffered.
I have only heard pros

Cool Cool
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25k min balance, no reward points

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Cool Cool
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i guess RBL highest for interest rate

Deal Subedar Deal Subedar
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How much interest rate?

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Generous Generous
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For FD/RD
Yes bank got highest rate in 2-3yrs tenure @ 7.65%.
Other wise post office is good place to park for a minimum of 5yrs with 8+%

Analyst Analyst
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Any small finance bank is as secure as DCB upto a sum of 1 lac which is insured by the RBI under DICGC insurance. So why not go for a sbf like fincare, equitas, au, suryoday, utkarsh etc which gives 8.5% to 9% from 15 months to 36 months?

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Analyst Analyst
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It is for FD/RD xuo bhai.

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Deal Cadet Deal Cadet
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Jana small finance bank is a newer bank with limited branches. IDFC First bank is running into losses. Would avoid investing in such banks.

Deal Cadet Deal Cadet
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V. Vaidyanathan is the new ceo of Idfc first. He transformed icici retail biz & built a big brand -capital first. IDFC first will be another Hdfc in coming years. Best time to buy their shares.

Deal Cadet Deal Cadet
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You can also go for HDFC NBFC which gives 7.60% Interest rate, It is famous name and can be trustworthy (not 100% but can be)

Deal Cadet Deal Cadet
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I decided for idfc..becoz
1) 7% interest
2) bms 250₹ every month

Deal Newbie Deal Newbie
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You can visit the JM Financial. It is the best investment banking in India. Hope it useful…

Deal Cadet Deal Cadet
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dcb bank is best. last month recived 1200 cashback for all pos purchases and online including paytm wallet……. every month 2000 cashback, maximum 20k per year

Helpful Helpful
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Axis asap has some flexi deposit scheme.any balance above 10000 gives u 7.2% interest.

Super Stud Super Stud
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Anyone who has account in PMC bank?

Deal Subedar Deal Subedar
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how safe is my fd in rbl bank and idfcbank?

Helpful Helpful
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up to 1lakh 100% safe

Deal Subedar Deal Subedar
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In today’s time, “return of capital” is more important than “return on capital”

So don’t just chase returns.

Deal Cadet Deal Cadet
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Suggest some offer for best bank in terms of interest or rewards or free movie,etc like IDFC.

Helpful Helpful
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you have idfc account or not

Deal Subedar Deal Subedar
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Repo rates are reduced so bank interest rate will reduce

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