Best card for insurance premium

242°
Deal Cadet
deals_hunter

Hello Dimers,


I need to pay 68k premium for TATA AIA Policy. What would be the best option to get most cashback/rewards ? I had relied on Axis Freecharge Plus CC as it gives 5% cashback on Freecharge spends but came to know that they have annual transaction limit of 50k so cannot pay it via freecharge. I have Axis FK, Icici Apay, SBI SimplyClick, AmEx SmartEarn CCs as well. I think if I pay via Amazon using SBI SimplyClick, I will get 10X rewards ? I think this will also help achieve the milestone for cleartrip 2K voucher. What do you suggest ?


TIA.

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Finance Ninja Finance Ninja
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Annual transaction limit of 50k? What do you mean by this?
Deal Cadet Deal Cadet
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On Freecharge app, you can do recharge/bill payments upto max 50k in a financial year.

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Generous Generous
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Great, Means freecharge axis is waste card.

I was about to apply but won't.

Benevolent Benevolent
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use ApayICICI card on Amazon 2%CB confirmed, other options are not guaranteed like simplyclick SBI quite unreliable

IDFC card also an option if u can get 

or buy Amazon gvs from Axis grabdeals using FKAxis 2+1.5=3.5% savings

or paytm Citicard gives 3% CB

Deal Cadet Deal Cadet
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SCB Ultimate - 3.3%

Blogger Blogger
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50k per annum is not true.

This month itself used 55.8k.
40k alone used is Bill payments and recharges.

Below is this financial year spends  https://cdn0.desidime.com/attachments/photos/804342/medium/IMG20220912220239.jpg?1663000538
Deal Newbie Deal Newbie
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How much does SBI CB card gives?
Deal Subedar Deal Subedar
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Any idea on this?
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Blaze Blaze
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Most cards have capping or dont give points on insurance spends so check carefully before spending I can pay your policy bill for 2.2% blush
Finance Mentor Finance Mentor
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FC doesn't have means to do full kyc currently, that's why the limit. They should be bringing vkyc based full kyc account upgrade according to promo emails they send daily.

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