Best credit card for grocery shopping

156°
Missing
Deal Subedar
120
1319
35

I’ll use this card for at least 15k monthly in metro wholesale and dmart.
Suggest card which gives good rewards

31 Comments  |  
14 Dimers
Missing
Deal Subedar
120
1319
35

Please note I need card only for offline grocery shopping

Missing
Deal Newbie
50
20
0

sbi simply save, standard chartered manhattan, citi rewards

Missing
Deal Cadet
54
127
2

Grocery segment is not much touched on i guess

Missing
Deal Subedar
150
2392
22

HDFC card has some 5% back offer on dmart. Check details

Missing
Deal Newbie
51
65
0
adrishya wrote:

HDFC card has some 5% back offer on dmart. Check details

It is limited period offer that too once in a month

Missing
Deal Newbie
51
65
0
adrishya wrote:

HDFC card has some 5% back offer on dmart. Check details

It is limited period offer that too once in a month

Missing
Deal Newbie
51
65
0
adrishya wrote:

HDFC card has some 5% back offer on dmart. Check details

It is limited period offer that too once in a month

Missing
Deal Subedar
120
1319
35
adrishya wrote:

HDFC card has some 5% back offer on dmart. Check details

it’s limited time

Missing
Deal Cadet
54
127
2
schumacher wrote:

Sbi simply save. 2.5%

Redemption charge is 118…which wipe out any rewards for low volume buyers

Missing
Deal Cadet
116
675
21

I use tata credit card at star bazaar
Gives flat 5% at tata outlets

Missing
Deal Subedar
193
1238
21

Why no one is suggesting Amex?

Missing
Deal Subedar
120
1319
35
nimod wrote:

Why no one is suggesting Amex?

Which variant of amex?

Missing
Deal Subedar
120
1319
35
Expand
nimod wrote:

MRCC.

I already have it, I’ll use only for 4 transactions mostly to load paytm wallet

Missing
Deal Subedar
120
1319
35
_One_Miller_ wrote:

Kotak Essentia

Let me explore this card, thanks for suggesting

Missing
Deal Subedar
193
1238
21
Expand
AppleFan wrote:

I already have it, I’ll use only for 4 transactions mostly to load paytm wallet

Then for next 5 txns use BoB select.

Missing
Deal Subedar
120
1319
35
Expand
nimod wrote:

Then for next 5 txns use BoB select.

What’s value of each point

Missing
Deal Cadet
77
480
5
_One_Miller_ wrote:

Kotak Essentia

Yes thats the best card groceries shopping @ flat10% reward points and each point value is Rs. 1, It is surprising for me that Kotak giving these much reward point on their card.

Missing
Deal Cadet
77
480
5
Expand
_One_Miller_ wrote:

Stay away for RBL Credit Cards.

Why??? I think u have some very bad experience, please share u r experience what happen with u.

Missing
Community Angel
67
4240
50
Expand
AppleFan wrote:

Not yet bro
Applied SC Manhattan

Essentia is far far better ji, Only 1st year fee(1499+tax) is higher as compared to Manhattan. Essentia annual fees from 2nd year onwards is 749+Tax, whereas Manhattan annual fees is 999+Tax.

Manhattan – 5% cashback on supermarkets and departmental stores.


Essentia gives you 10 Saving Points for every Rs. 100 you spend at Departmental & Grocery Stores.(=10% cashback).
https://www.kotak.com/en/personal-banking/cards...

Net benefit for first year ~ 7% .
Net benefit 2nd year onwards ~ 8.5%.
Assuming you get max cashback 500 every month.

Missing