Best credit card for offline spends

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rajatindia

What is the best credit card for offline spends worth 50k?

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LG50 wrote:

Standard Chartered Ultimate

Axis Ace

Axis Magnus

SBI simplysave

Simplysave is just an avg card, it gives 1.67% only on online/offline txn coming under departmental store/grocery/dining/movie & 0.167% everywhere else.
@manu2927 @suplex_city
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Axis Ace

Standard Chartered Ultimate

Deal Lieutenant Deal Lieutenant
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Standard Chartered Ultimate

Axis Ace

Axis Magnus

SBI simplysave

Deal Cadet Deal Cadet
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LG50 wrote:

Standard Chartered Ultimate

Axis Ace

Axis Magnus

SBI simplysave

Any way to apply SBI simpl save for LTF

holding SBI cashback card already 

Benevolent Benevolent
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manu2927 wrote:

Any way to apply SBI simpl save for LTF

holding SBI cashback card already 

+1

Benevolent Benevolent
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LG50 wrote:

Standard Chartered Ultimate

Axis Ace

Axis Magnus

SBI simplysave

Tata hdfc infinity  - axis fk card - 1.5 % offline spends + they comes ltf too. 

Post Tycoon Post Tycoon
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manu2927 wrote:

Any way to apply SBI simpl save for LTF

holding SBI cashback card already 

Yes I got sbi simply save 18months back and complete 1lac in a year and got 2nd year fee waiver... 3months back i requested for card cancellation after that I got call from sbi they gave me an offer of LTF for my save card I accepted that's I got it as LTF

Deal Lieutenant Deal Lieutenant
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Snapdeal BOB giving 2.5% for offline grocery and departmental store spends.

Deal Cadet Deal Cadet
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Axis ace

Flipkart axis 


Critic Critic
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LG50 wrote:

Standard Chartered Ultimate

Axis Ace

Axis Magnus

SBI simplysave

Simplysave is just an avg card, it gives 1.67% only on online/offline txn coming under departmental store/grocery/dining/movie & 0.167% everywhere else.
@manu2927 @suplex_city
Deal Newbie Deal Newbie
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great wrote:

Axis ace

Flipkart axis 


I am thinking to cancel axis as i have Ace card. Any thoughts?

Deal Newbie Deal Newbie
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guest_999 wrote:
Simplysave is just an avg card, it gives 1.67% only on online/offline txn coming under departmental store/grocery/dining/movie & 0.167% everywhere else.
@manu2927 @suplex_city

Yes i am thinking to cancel simply click or upgrade?

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BilluTheDimer wrote:

Yes i am thinking to cancel simply click or upgrade?

No worthy card to upgrade to either, only sbi cashback card is good but it requires a fresh new application.
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BilluTheDimer wrote:

I am thinking to cancel axis as i have Ace card. Any thoughts?

If flipkart axis card is paid & you don't order much from flipkart even during BBD sale then you may close it.
Deal Cadet Deal Cadet
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manehari wrote:

Axis Ace

Standard Chartered Ultimate

SC Ultimate got devaluation. Not good anymore.

Dear client, from 2 Apr'23, your StanChart Ultimate credit card will earn 3 reward points on every INR 150 spent on select categories. Now, enjoy 1% surcharge waiver on fuel transactions. Please note that no reward points will be earned on fuel transactions. Know more: bit.ly/41AlY0n

Deal Newbie Deal Newbie
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guest_999 wrote:
If flipkart axis card is paid & you don't order much from flipkart even during BBD sale then you may close it.
Even if I order then also they exclude the 5 % cashback. Other card also get normal 10 %
Deal Newbie Deal Newbie
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guest_999 wrote:
No worthy card to upgrade to either, only sbi cashback card is good but it requires a fresh new application.
I already have sbi cashback.thats why should I cancel this ?
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BilluTheDimer wrote:
I already have sbi cashback.thats why should I cancel this ?
You need one non sbi cashback card to avail 10% instant discount sbi card offer just like you need one regular icici card other than amazonpay for icici card instant discount offers.
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BilluTheDimer wrote:
Even if I order then also they exclude the 5 % cashback. Other card also get normal 10 %

5% cb is never excluded, only restriction in last year BBD sale for the first time was that instead of 10% instant discount axis flipkart had 8% instant discount so total 8+5=13% discount.

Deal Major Deal Major
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guest_999 wrote:
If flipkart axis card is paid & you don't order much from flipkart even during BBD sale then you may close it.

My fk axis card is paid one.. I want to keep it.. Can customer care will convert to Ltf if I threaten to close it? Or can I close the card and reapply?

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skaluva wrote:

My fk axis card is paid one.. I want to keep it.. Can customer care will convert to Ltf if I threaten to close it? Or can I close the card and reapply?

Axis very rarely convert fk card to ltf. Closing the card & reapplying also has no point because there is no ltf fk card currently or even expected anytime soon.
Deal Lieutenant Deal Lieutenant
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Bk100 wrote:

Tata hdfc infinity  - axis fk card - 1.5 % offline spends + they comes ltf too. 

How to get LTF card?

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