Best credit card for offline transaction rewards ?
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I agree Axis Ace. Its not LTF, but if you manage to spend more than 2Lakhs.. then its LTF.
Else you can consider IDFC Select, use Rs 20000 wallet load every month.. so the remaining offline spends you get 2.5%
But this can come to their notice and cancel your card due to abuse.
My axis ace application was rejected twice in the past so unsure if I can apply again now.
Did you submit Aadhar ? Mine was rejected because I refused to submit Aadhar. I reapplied with Aadhar and got it approved.
If you are not getting ACE directly then I would suggest to apply for My Zone CC as they are giving that easily and then after few months call Customer care and ask to upgrade to ACE, they will take request and issue you ACE then later cancel My Zone.
Looks like Axis hits CRIF score for validation and my CRIF score is bad. CIBIL and Experian scores are good.
For Offline
1. AXIS ACE
2. SBI SimplySave
can fk axis be used at all offline transactions for getting 1.5% cb ?
citi bank rewards credit card is best i feel. So far they have not charged me anything anually. I spend almost 2lakhs per year.
I use Slice. It’s a credit line card. Lifetime free. 2% cashback on all transactions (including offline purchases). On top of that, it often gives offers on various offline stores. Truly the best.
Looks like Axis hits CRIF score for validation and my CRIF score is bad. CIBIL and Experian scores are good.