Hot Deal Best Credit Card for Online Spends

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Hello everyone

I am interested in a credit card that offers best cashback for online transactions (excluding amazon, flipkart). Currently I have flipkart axis (offering 1.5%), SBI Click and HSBC Cashback (1.5%) among others. And by cashback I prefer statement credit and not online rewards like HDFC Diners.

Please suggest me a cashback credit card that is better than the aforementioned credit cards.

My online spends will be Rs 1-2 lakh per month

211 Comments  |  
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Deal Cadet
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You have already best card
Now No other card better than simply click or axis flipkart

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suspended
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Go for amex membership rewards. Pm me for referral

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Smiling wrote:

You have already best card
Now No other card better than simply click or axis flipkart

+1

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Deal Cadet
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Smiling wrote:

You have already best card
Now No other card better than simply click or axis flipkart

Do they have any upper limit for cashback

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hiteshu wrote:

Go for amex membership rewards. Pm me for referral

I have amex MRCC card. Thanks by the way

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Deal Subedar
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Pls share details about hsbc cashback card

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Deal Cadet
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rohan8397 wrote:

Pls share details about hsbc cashback card

1.5% cashback on online spends( there might an upper limit every month).

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Deal Subedar
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Professor1 wrote:

1.5% cashback on online spends( there might an upper limit every month).

This seems better than Amazon pay icici card. Any annual charges?

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Deal Cadet
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rohan8397 wrote:

This seems better than Amazon pay icici card. Any annual charges?

Annual membership fees INR750 will be reversed if your total annual spend exceeds INR300,000

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Deal Subedar
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Get Amazon ICICI card too to get 5% cashbacks on Amazon spend

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suman1520 wrote:

Get Amazon ICICI card too to get 5% cashbacks on Amazon spend

Currently I have following credit cards

AMEX MRCC (primary card)
SBI prime (utility purpose)
SBI simply click (online)
Flipkart Axis (online)
Citi Cashback
Citi Rewards
Standard Chartered landmark rewards
Yes prosperity edge
HSBC visa platinum
HSBC Cashback (Online)
IndusInd Platinum Aura Edge
ICICI Coral (fuel purpose)
ICICI amazon pay (online)
ICICI visa platinum
HDFC moneyback
Kotak Privy League Signature

I find HSBC cashback, flipkart axis and sbi click most rewarding particularly for online spends

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Deal Cadet
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How do you spend 1-2 lakh online other than flipkart/Amazon

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schumacher wrote:

How do you spend 1-2 lakh online other than flipkart/Amazon

I am not spending that much as of now but I will be as I said earlier in the thread.

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Deal Subedar
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Professor1 wrote:

Currently I have following credit cards

AMEX MRCC (primary card)
SBI prime (utility purpose)
SBI simply click (online)
Flipkart Axis (online)
Citi Cashback
Citi Rewards
Standard Chartered landmark rewards
Yes prosperity edge
HSBC visa platinum
HSBC Cashback (Online)
IndusInd Platinum Aura Edge
ICICI Coral (fuel purpose)
ICICI amazon pay (online)
ICICI visa platinum
HDFC moneyback
Kotak Privy League Signature

I find HSBC cashback, flipkart axis and sbi click most rewarding particularly for online spends

Ohh..great…

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Deal Subedar
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Professor1 wrote:

Currently I have following credit cards

AMEX MRCC (primary card)
SBI prime (utility purpose)
SBI simply click (online)
Flipkart Axis (online)
Citi Cashback
Citi Rewards
Standard Chartered landmark rewards
Yes prosperity edge
HSBC visa platinum
HSBC Cashback (Online)
IndusInd Platinum Aura Edge
ICICI Coral (fuel purpose)
ICICI amazon pay (online)
ICICI visa platinum
HDFC moneyback
Kotak Privy League Signature

I find HSBC cashback, flipkart axis and sbi click most rewarding particularly for online spends

How are you managing so many cards? How much yearly fee are you currently paying for so many cards??

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Deal Subedar
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Professor1 wrote:

Currently I have following credit cards

AMEX MRCC (primary card)
SBI prime (utility purpose)
SBI simply click (online)
Flipkart Axis (online)
Citi Cashback
Citi Rewards
Standard Chartered landmark rewards
Yes prosperity edge
HSBC visa platinum
HSBC Cashback (Online)
IndusInd Platinum Aura Edge
ICICI Coral (fuel purpose)
ICICI amazon pay (online)
ICICI visa platinum
HDFC moneyback
Kotak Privy League Signature

I find HSBC cashback, flipkart axis and sbi click most rewarding particularly for online spends

Are these all ltf cards or you are paying fees for them ?

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indiansoul wrote:

Are these all ltf cards or you are paying fees for them ?

I pay yearly fees only on few cards rest are LTF

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sardasa wrote:

How are you managing so many cards? How much yearly fee are you currently paying for so many cards??

I pay fees only on few cards and on those also i get spend based waiver

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Deal Subedar
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Professor1 wrote:

Currently I have following credit cards

AMEX MRCC (primary card)
SBI prime (utility purpose)
SBI simply click (online)
Flipkart Axis (online)
Citi Cashback
Citi Rewards
Standard Chartered landmark rewards
Yes prosperity edge
HSBC visa platinum
HSBC Cashback (Online)
IndusInd Platinum Aura Edge
ICICI Coral (fuel purpose)
ICICI amazon pay (online)
ICICI visa platinum
HDFC moneyback
Kotak Privy League Signature

I find HSBC cashback, flipkart axis and sbi click most rewarding particularly for online spends

Curious to know the CIBIL score, and credit Limit.

Will it affect the CIBIL score for multiple accounts.

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dlhntr wrote:

Curious to know the CIBIL score, and credit Limit.

Will it affect the CIBIL score for multiple accounts.

I dont know my CIBIL (never checked it), CRIF and Experian scores are around 838 and 856 respectively.

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Deal Subedar
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Professor1 wrote:

Currently I have following credit cards

AMEX MRCC (primary card)
SBI prime (utility purpose)
SBI simply click (online)
Flipkart Axis (online)
Citi Cashback
Citi Rewards
Standard Chartered landmark rewards
Yes prosperity edge
HSBC visa platinum
HSBC Cashback (Online)
IndusInd Platinum Aura Edge
ICICI Coral (fuel purpose)
ICICI amazon pay (online)
ICICI visa platinum
HDFC moneyback
Kotak Privy League Signature

I find HSBC cashback, flipkart axis and sbi click most rewarding particularly for online spends

Pranaam. aur kuch bhulgaye ho toh add kardo bhai

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Deal Subedar
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Professor1 wrote:

I pay yearly fees only on few cards rest are LTF

I you are open to paying fees, check out HDFC DCB .. given your expected spends .. you will get fees waivers and the rewards are unparalleled..

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Deal Subedar
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dlhntr wrote:

Curious to know the CIBIL score, and credit Limit.

Will it affect the CIBIL score for multiple accounts.

It will actually increase his CIBIL for greater available limit, lesser utilization of total available credit and timely repayments. He must have 899 CIBIl lol

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Deal Cadet
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indiansoul wrote:

I you are open to paying fees, check out HDFC DCB .. given your expected spends .. you will get fees waivers and the rewards are unparalleled..

I am planning for HDFC DCB card next, I will go and talk to HDFC guys tomorrow.

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Deal Cadet
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F7-Dimer-Primer wrote:

It will actually increase hsi CIBIL for greater available limit, lesser utilization of total available credit and timely repayments. He must have 899 CIBIl lol

grinning
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Deal Cadet
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Professor1 wrote:

Currently I have following credit cards

AMEX MRCC (primary card)
SBI prime (utility purpose)
SBI simply click (online)
Flipkart Axis (online)
Citi Cashback
Citi Rewards
Standard Chartered landmark rewards
Yes prosperity edge
HSBC visa platinum
HSBC Cashback (Online)
IndusInd Platinum Aura Edge
ICICI Coral (fuel purpose)
ICICI amazon pay (online)
ICICI visa platinum
HDFC moneyback
Kotak Privy League Signature

I find HSBC cashback, flipkart axis and sbi click most rewarding particularly for online spends

How’s Kotak Privy bro?

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