Best Credit Card for Online Spends
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Hello everyone
I am interested in a credit card that offers best cashback for online transactions (excluding amazon, flipkart). Currently I have flipkart axis (offering 1.5%), SBI Click and HSBC Cashback (1.5%) among others. And by cashback I prefer statement credit and not online rewards like HDFC Diners.Please suggest me a cashback credit card that is better than the aforementioned credit cards.
My online spends will be Rs 1-2 lakh per month
+1
Go for amex membership rewards. Pm me for referral
I have amex MRCC card. Thanks by the way
Pls share details about hsbc cashback card
1.5% cashback on online spends( there might an upper limit every month).
Get Amazon ICICI card too to get 5% cashbacks on Amazon spend
Currently I have following credit cards
AMEX MRCC (primary card)
SBI prime (utility purpose)
SBI simply click (online)
Flipkart Axis (online)
Citi Cashback
Citi Rewards
Standard Chartered landmark rewards
Yes prosperity edge
HSBC visa platinum
HSBC Cashback (Online)
IndusInd Platinum Aura Edge
ICICI Coral (fuel purpose)
ICICI amazon pay (online)
ICICI visa platinum
HDFC moneyback
Kotak Privy League Signature
I find HSBC cashback, flipkart axis and sbi click most rewarding particularly for online spends
How do you spend 1-2 lakh online other than flipkart/Amazon
I am not spending that much as of now but I will be as I said earlier in the thread.
Can any one suggest best card for grocery?
depends on the offer the e-commerce website is giving,
for offline SBI Prime, SCB Manhattan best
bhai 1-2 lakh per month esa kya lete ho…or karte kya ho earning k lie…curious to know
Rotation for 50days interest
+ Rp from cc
+ Cashback for cc repayment by cred/mobidick
by the time you get a card related to your survey; benefits/advantages gets changed. So better apply for all cards which you can get
Yes it can happen as most of the offers are for a very limited time and by the time we get the card the offer is over.
If I pay through ICICI Amazon card on COD/POD for Amazon order, Am I eligible for 5% rewards?
I havent tried that but in my opinion COD transaction might not be considered for 5% cashback
For grocery with rs500 fee which is best card
Sbi simply save or any other from axis icici hdfc yes bank rbl
SBI simply save for offline
SBI simply click for online
SBI prime is best for offline groceries, stores etc
hdfc has lot of variants amongst which regalia, millenia, regalia first all good
yes bank is useless
never used rbl and never will
icici is also not that attractive when it comes to groceries
axis my zone is average
You missed
Citi Indian oil
SBI BPCL
For grocery I think dbs bigbasket card is good combined with timesprime
Rotation= withdrawal of your entire credit limit using any pg services. Then repay on last day. Again after statement generated do same process.
If u have a credit limit of say 2lakh per card and u have 15 different cards u got 30L for an example only.
I have only 2 cards and 1.5L limit.
So u can invest that 30L or lend it to any trustworthy people with as low as 5% . I know people getting loans at 17% also. So 5% is safest and tenure as 29days
getting money back from those trustworthy people can become mission of your life.
Bro any other method suggested for rotation
Do think this PG service is free?
Amazon Pay ICICI bank credit card
How is Indusind platinum aura card for online spends
I have upgraded my Indusind platinum aura card as it was basically a useless card
I can spend quite a few amount of money on a credit card only to pay it back by bank account again. Which is the best credit card that gives exciting offers on say annual spends/monthly spends??
It depends on your income and existing cards and eligibility criteria required for card.
You need to share your details and existing card details to be able to provide suggestions.
Assuming, you don’t have any cc cards yet, you can go for SBI Simplyclick which is easier to get approved and has decent rewards.
Amazon Pay ICICI
SBI Simplyclick
Amazon pay icici
Flipkart axis
Ola Sbi
Sbi simply click
Don’t know how many times people will make new thread over it. Irony is ,some dimers start sharing gyaan again ..rather than asking admin to merge
Because listing two to three cards is easier than first search related thread and then ask admin with long explanation. Look no one explained anything with gyaan above, all done briefly.
Kabhi kabhi search bhi kar lena chahiye. It requires lesser words to type and one don’t have to wait for the answers to their query.
That’s the point
The bigger point to to avoid acting like moderators and instead let others reply. You get two advantages: You save your time, and mine too.
I just received my HDFC Diners club black beauty today. Finally after an long wait I have got this card, I am so happy that they considered my application and approved it in 7-8 days.
How to get it bro ,I have regalia first!
Today my Regalia credit card got upgraded to Hdfc Infinia credit card. This was my dream card. I never thought i would get this card so early. Great start to the new year for me. First my Standard chartered Ultimate card got approved and now Hdfc Infinia.
Congrats. Do you have an imperial relationship with hdfc with high NRV? What were your spends like on your regalia?
I do not have ICICI bank account. I only have their Amazon Pay credit card.
Now, how to get other ICICI cards (whichever are LTF)? I mean, where to apply. I don’t want to submit any docs.
Arrey Bhai Bhai Bhai !!!
Yahan toh sab bade bade log hain… Infinia, Ultimate, Reserve, DCB, Plat, Exclusive, Privilege aur na pata kya kya super-premium cards hain
Unless someone has mentioned this already – IndusInd Pinnacle is one of the best for online transactions. 2.5% reward points which can be redeemed at the rate of Re.1 statement credit / point. Since it’s a MasterCard won’t have acceptance issues either.
SBI Elite is a very good card too. Has roughly 2.1% reward points ratio (statement credit) roughly if you can spend 8L p.a. 10L p.a gives you a waiver of their annual fee (approx 5k plus tax).
HDFC DCB and Infinia are surely better but DCB has acceptance issues and Infinia has high eligibility criteria.
I got an HDFC freedom card which I use mostly for online shopping (amazon & flipkart ), fuel and on other offline shops. If I’m to apply for a new card which is the best option for me Amazon Pay Card, Citi bank rewards or SBI SimplyClick?. Also I think I can upgrade my current freedom card to millennia credit card.
You have already best card
Now No other card better than simply click or axis flipkart