https://www.desidime.com/discussions/best-credit-card-for-utility-bill-payment-and-insurance-premium?page=1#post_9190606
Go for Stanc Ultimate or Amex MRCC.
Amex comes up with Insurance offers in Last Qrter plus since ur spends are mostly online, so no issues of acceptability and if u structure it well you can earn good reward pts using their rewards multipliers.
DM me if u want amex referral