Best Credit Card in India April 2023

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Last Comment 2023-04-10

2023-04-09

Hello Everyone,

Looking for a suggestion for my next credit card, I already am a user of HDFC millennia credit card and really love all the cash back it provides. But the capping of Rs. 1000/- per billing cycle is really too low. Also it has limited lounge support. I visited 2-3 lounges in last quarter none of them had support for HDFC millennia.

I have a credit score 780+, I am looking for another card with lounge access support. Everyone is recommending Amazon pay ICICI Credit card, but I already get 5% of Amazon/Flipkart/Zomato/Swiggy with my current card although with a cap of Rs.1000.

Is it really worth getting Apay ICICI credit card (with No lounge access) or AXIS FK card (1 lounge per quarter that too limited lounges). I am trying to do all the research possible yet don't seem to find anything.

My spends are in range of 25-40K per month, with major spending online. Was thinking of SBI Cashback but they screwed it up. Kindly help?

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https://www.desidime.com/discussions/best-credit-card-in-india-april-2023?page=1#post_9202210

Ramta_Jogi

2023-04-09

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What type of rewards do you want? Cashback /fuel /reward points to spend on hotel /flights or anything else in specific.

https://www.desidime.com/discussions/best-credit-card-in-india-april-2023?page=1#post_9202303

Ghost_CC

2023-04-09

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Ramta_Jogi wrote:
What type of rewards do you want? Cashback /fuel /reward points to spend on hotel /flights or anything else in specific.

Well Cashback and Lounge Access (as my millennia card has limited access) are my preferred rewards. Tired of looking everywhere still can't get any decent credit cards.