Best Credit Cards For Each Purpose

Following

Salaried or self employed?

If salaried, how much is your salary?

Pls answer. Based on your answers dimers can suggest you suitable cc

1. Mobile Recharge - 15000 / Yearly  - Axis Ace (or Airtel Axis if it's Airtel connection)
2. OTT Premium Subscription - 7000 / Yearly - Axis Ace
3. Insurance Premium (Term Life Insurance + Health Insurance + NPS) - 150000 / Yearly - not sure
4. Online Shopping - 50000 / Yearly - SBI CB / use GVs with cards giving 3%+ RPs
5. Travelling (Flights + Trains) - 80000 / Yearly - SBI CB

for the above 5 spends except insurance - if you are spending 10k per month for online then best would be AU LIT card as you will purchase the below packs and end up with 5% cashback overall i.e. 9000 CB - 2822 (pack charges) = 6178/120000 = 5.14%

1) 10x online rewards for 299+GST for 3 months

2) 500 CB per month for milestone - 7500 per month spends which is 299+GST for 3 months