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Best debit card for high value credit card payment

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Deal Cadet
Ghask

Hi dimers,

I have an upcoming credit card bill of Rs 2 lakhs+ which I was hoping to pay though a debit card on CRED. The current debit card that I have offers almost close to 0% rewards. Which debit card would you recommend that give a decent percentage back?

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Analyst Analyst
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AFAIK If it’s a non hdfc credit card, Then HDFC Easyshop Platinum Debit Card Gives Flat 1% cashback upto INR 750

Deal Lieutenant Deal Lieutenant
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Vaastav wrote:

AFAIK If it’s a non hdfc credit card, Then HDFC Easyshop Platinum Debit Card Gives Flat 1% cashback upto INR 750

Thats not on cred, right?
It is through hdfc billpay portal.

Analyst Analyst
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insta wrote:

Thats not on cred, right?
It is through hdfc billpay portal.

Yes

Deal Cadet Deal Cadet
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Vaastav wrote:

AFAIK If it’s a non hdfc credit card, Then HDFC Easyshop Platinum Debit Card Gives Flat 1% cashback upto INR 750

Ah right, So upto 75,000 payment is taken care by that. I do have Easyshop Platinum Debit Card and that’ll solve part of the problem😅

CRED is the next portal which comes to mind, as it allows debit card usage above 1L

Also, I anticipate these payments for the next 2-3 months, so a no upper limit debit card could also help!

Deal Lieutenant Deal Lieutenant
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Ghask wrote:

Ah right, So upto 75,000 payment is taken care by that. I do have Easyshop Platinum Debit Card and that’ll solve part of the problem😅

CRED is the next portal which comes to mind, as it allows debit card usage above 1L

Also, I anticipate these payments for the next 2-3 months, so a no upper limit debit card could also help!

Jupiter Mobikwik DC and UPI (you can pay combined 25000 cc bill and receive 1% (Rs 250) cashback]

Deal Subedar Deal Subedar
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when i was finding this 750 limit insufficient, i opened my mom’s and brothers account with hdfc under share preferred benefits with family for free campaign. And then upgraded my brother’s card to millenia dc for free for wallet loads and paying hdfc cc bills using paytm wallet

Hunk Hunk
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Vaastav wrote:

AFAIK If it’s a non hdfc credit card, Then HDFC Easyshop Platinum Debit Card Gives Flat 1% cashback upto INR 750

how to check that cashback amount?

Deal Newbie Deal Newbie
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kshmr wrote:

Jupiter Mobikwik DC and UPI (you can pay combined 25000 cc bill and receive 1% (Rs 250) cashback]

How?

Analyst Analyst
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bikidas2060 wrote:

how to check that cashback amount?

In Netbanking, Under Rewards and Cashback section of Debit Cards.

Hunk Hunk
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Vaastav wrote:

In Netbanking, Under Rewards and Cashback section of Debit Cards.

bhai, I didn’t get any rewards. 😭😭😭 Hdfc easyshop platinum was used

Analyst Analyst
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bikidas2060 wrote:

bhai, I didn’t get any rewards. 😭😭😭 Hdfc easyshop platinum was used

Wait 90 days bro. Process is same like Smartbuy Cashback.

Edit:- It’s 3 days as mentioned by some dimers.

Hunk Hunk
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bikidas2060 wrote:

bhai, I didn’t get any rewards. 😭😭😭 Hdfc easyshop platinum was used

Rewards on this card is applicable only using HDFC portal. Using it for wallet load or anywhere else to pay cc bill will not attract any rewards. For this card, rewards are credited in form of points within 3 days. Smartbuy cashback is within 90 days.

Sunrisers Hyderabad Sunrisers Hyderabad
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Smak wrote:

Rewards on this card is applicable only using HDFC portal. Using it for wallet load or anywhere else to pay cc bill will not attract any rewards. For this card, rewards are credited in form of points within 3 days. Smartbuy cashback is within 90 days.

No. You get reward points in 3 days with platinum dc on bill payment

Hunk Hunk
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Smak wrote:

Rewards on this card is applicable only using HDFC portal. Using it for wallet load or anywhere else to pay cc bill will not attract any rewards. For this card, rewards are credited in form of points within 3 days. Smartbuy cashback is within 90 days.

i used it on hdfc bill pay portal to pay for ICICI credit card

Kolkata Knight Riders Kolkata Knight Riders
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bikidas2060 wrote:

i used it on hdfc bill pay portal to pay for ICICI credit card

I hope you don’t have the rupay variant of platinum DC?

Hdfc doesn’t give rewards for cc bill payment on rupay as far as I’m aware ..

Deal Cadet Deal Cadet
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Tjs15 wrote:

when i was finding this 750 limit insufficient, i opened my mom’s and brothers account with hdfc under share preferred benefits with family for free campaign. And then upgraded my brother’s card to millenia dc for free for wallet loads and paying hdfc cc bills using paytm wallet

what is the advantage of millenia dc in paytm over hdfc platinum debit card in hdfc bill pay, for credit card bill payment.

Deal Subedar Deal Subedar
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narayana1dd249 wrote:

what is the advantage of millenia dc in paytm over hdfc platinum debit card in hdfc bill pay, for credit card bill payment.

millenia gives 1% back for wallet loads max 400pm and then we can use that wallet balance for paying hdfc cc too which is not possible with hdfc platinum. So basically it can be used to hdfc cc n other credit cards which are not listed in hdfc. Billpay portal like bob, idfc etc

Hunk Hunk
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Seinfeld wrote:

I hope you don’t have the rupay variant of platinum DC?

Hdfc doesn’t give rewards for cc bill payment on rupay as far as I’m aware ..

visa bro

Deal Lieutenant Deal Lieutenant
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kshmr wrote:

Jupiter Mobikwik DC and UPI (you can pay combined 25000 cc bill and receive 1% (Rs 250) cashback]

Some dimers complain not getting rewards for dc on mobi cc pay

Deal Cadet Deal Cadet
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Tjs15 wrote:

millenia gives 1% back for wallet loads max 400pm and then we can use that wallet balance for paying hdfc cc too which is not possible with hdfc platinum. So basically it can be used to hdfc cc n other credit cards which are not listed in hdfc. Billpay portal like bob, idfc etc

ok, understood, thanks for detailing.

Deal Cadet Deal Cadet
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insta wrote:

Some dimers complain not getting rewards for dc on mobi cc pay

I heard that they are upgrading the account to pro (salary)

Deal Lieutenant Deal Lieutenant
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narayana1dd249 wrote:

I heard that they are upgrading the account to pro (salary)

Yes i have full kyc acc and it shows option to upgrade
U need to submit employer details, min 25k salary

Deal Lieutenant Deal Lieutenant
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insta wrote:

Some dimers complain not getting rewards for dc on mobi cc pay

never faced an issue. got rewards even for failed Mobikwik cc payment dc transaction on Jupiter and I am not a Pro user.

Deal Cadet Deal Cadet
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Sbi cc ka auto debit pay ko off kaise karte hain.. ?

Deal Newbie Deal Newbie
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Sidhi.Baat.No.Bakwas wrote:

Sbi cc ka auto debit pay ko off kaise karte hain.. ?

Kisi bhi branch mai jaakar form bharna padta hai. Phir around 30 days ke baad auto debit deactivation ka SMS aata hai. 

Deal Cadet Deal Cadet
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samss wrote:

Kisi bhi branch mai jaakar form bharna padta hai. Phir around 30 days ke baad auto debit deactivation ka SMS aata hai. 

Ye to panga hai.. branch gaye salo ho gaye

Deal Newbie Deal Newbie
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Sidhi.Baat.No.Bakwas wrote:

Ye to panga hai.. branch gaye salo ho gaye

SBI credit card mai auto debit activate aur deactivate dono ke liye branch visit karni padti hai 😢

Deal Cadet Deal Cadet
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samss wrote:

SBI credit card mai auto debit activate aur deactivate dono ke liye branch visit karni padti hai 😢

Activate to bina gaye kar diya.. doubke payment to naho jayega na.. if i pay manual?

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