Best debit card to pay credit card bill

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Deal Cadet
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Have to pay 1.5 lakh IDFC CC bill. Can you suggest what’s the best way to pay the same?

Having

HDFC times point debit card
SBI global debit card
Kotak privy debit card
AU Bank gold debit card
RBL virtual debit card
IDFC platinum debit card
ICICI shoppers debit card

Thinking to try biller in HDFC and CRED. Having mobikwik super cash of 800 and seems to be useless to me.

38 Comments  |  
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Just pay with sbi debit card at 0.25% reward point rate.

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guest_999 wrote:

Just pay with sbi debit card at 0.25% reward point rate.

So Govt.’s SBI is the best way out?

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Asking because I can apply for new cards if need be. I have on average 1 lakh in spends per month.

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abhishekkjain wrote:

Asking because I can apply for new cards if need be. I have on average 1 lakh in spends per month.

HDFC Millenia debit card. 1% CB upto 400 per month.

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drsa478 wrote:

HDFC Millenia debit card. 1% CB upto 750 per month.

Bro it’s 400 per month for millenia debit (750 is for cc)

https://www.hdfcbank.com/personal/pay/cards/mil...

Also @abhishekkjain
HDFC easy shop platinum master/visa currently gives 1% upto 750 per month, but sadly could not see IDFC in their supported banks for cc bill payments.

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Seinfeld wrote:

Bro it’s 400 per month for millenia debit (750 is for cc)

https://www.hdfcbank.com/personal/pay/cards/mil...

Also @abhishekkjain
HDFC easy shop platinum master/visa currently gives 1% upto 750 per month, but sadly could not see IDFC in their supported banks for cc bill payments.

Yes you are right. Corrected. Don’t have millenia DC so recalled wrong limit.

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If you can maintain AQB of Rs 50000, open an account Elite account with DCB. It gives 0.5% cashback upto Rs 2000 per month and Rs 20000 per financial year on all debit card spends.

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guest_999 wrote:

Just pay with sbi debit card at 0.25% reward point rate.

How can we do that?
Cred doesn’t support dc payments right?
#AA_JJ grinning

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MrKool_JJ wrote:

How can we do that?
Cred doesn’t support dc payments right?
#AA_JJ grinning

Heard that if you pay above 1lakh, then dc option visible in cred.

@sravz86

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dealyogi wrote:

Heard that if you pay above 1lakh, then dc option visible in cred.

@sravz86

Yes, it’s working and i guess i got to know the reason why this is being allowed because UPI payments won’t work if the amount is more than 1lakh right?
#AA_JJ sunglasses

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MrKool_JJ wrote:

Yes, it’s working and i guess i got to know the reason why this is being allowed because UPI payments won’t work if the amount is more than 1lakh right?
#AA_JJ sunglasses

But what for payments below 1lakh? pensive
#AA_JJ confused

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dealyogi wrote:

Heard that if you pay above 1lakh, then dc option visible in cred.

@sravz86

thnx, i mean can we pay other bank cr card bill(less than 1L) using dr card in sbi…like adding biller, choose dr card to pay

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MrKool_JJ wrote:

But what for payments below 1lakh? pensive
#AA_JJ confused

If one has Rupay debit card, then payment can be made from paytm else can use mobikwik

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Snikeus wrote:

If one has Rupay debit card, then payment can be made from paytm else can use mobikwik

@MrKool_JJ @sravz86

Btw rupay debit cards have a max cashback limit of 50 per month I think for bill payments.
Edit: sbi rupay debit cards have their own separate 0.25% reward point offer separate from above rupay specific offer.

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guest_999 wrote:

@MrKool_JJ @sravz86

Btw rupay debit cards have a max cashback limit of 50 per month I think for bill payments.

thnx, can we pay other bank cr card bill using dr card in sbi…like adding biller, choose dr card to pay
do you have any idea?

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guest_999 wrote:

@MrKool_JJ @sravz86

Btw rupay debit cards have a max cashback limit of 50 per month I think for bill payments.

I have SBI Rupay debit card and get up to 1000 reward points per month, not sure about the other Rupay debit card offers.

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Snikeus wrote:

I have SBI Rupay debit card and get up to 1000 reward points per month, not sure about the other Rupay debit card offers.

Yes that is correct, I was thinking about the rupay specific offer which I guess is over & above sbi debit card 0.25% reward points I guess.
@MrKool_JJ @sravz86

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guest_999 wrote:

Yes that is correct, I was thinking about the rupay specific offer which I guess is over & above sbi debit card 0.25% reward points I guess.
@MrKool_JJ @sravz86

I don’t have any Rupay DC cry
#AA_JJ pensive

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MrKool_JJ wrote:

I don’t have any Rupay DC cry
#AA_JJ pensive

For sbi it doesn’t matter anyway but not having sbi rupay debit card means only mobikwik is left to pay non-sbi card bills.

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guest_999 wrote:

For sbi it doesn’t matter anyway but not having sbi rupay debit card means only mobikwik is left to pay non-sbi card bills.

I can’t rely on Mobi**** cry
#AA_JJ hushed

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Seinfeld wrote:

Bro it’s 400 per month for millenia debit (750 is for cc)

https://www.hdfcbank.com/personal/pay/cards/mil...

Also @abhishekkjain
HDFC easy shop platinum master/visa currently gives 1% upto 750 per month, but sadly could not see IDFC in their supported banks for cc bill payments.

I have classic account of hdfc and seeing option to upgrade my dc to millania dc will it’s free for me

Because for classic customer dc is free.

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s_u_r wrote:
I have classic account of hdfc and seeing option to upgrade my dc to millania dc will it’s free for me

Because for classic customer dc is free.

yes should be free. See in the Notes.
If you see easyshop platinum debit card too.. compare the features. Sometimes based on your usage, it might be more useful.

Millenia DC points come in quite late (have heard 3-4 months), where as easy shop plat DC points come in within 2-3 days.

Though it will depend on your usage, which card is more beneficial.

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Seinfeld wrote:

yes should be free. See in the Notes.
If you see easyshop platinum debit card too.. compare the features. Sometimes based on your usage, it might be more useful.

Millenia DC points come in quite late (have heard 3-4 months), where as easy shop plat DC points come in within 2-3 days.

Though it will depend on your usage, which card is more beneficial.

Now there is no option to pay cc bill through dc in cred so where I can get more benifit through millania

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s_u_r wrote:

Now there is no option to pay cc bill through dc in cred so where I can get more benifit through millania

Mobikwik Desktop / mobile web

Missing