Best HDFC CC as LTF

Millennia

I don't think hdfc is offering spend based LTF anymore.....

Offer from bank or from agents?

Kaleen wrote:
Offer from bank or from agents?

Received call from HDFC Delhi Peera Garhi branch.. This is what she said, coz i have confirmed her several times that she is not from any DSA. As per her, she is from HDFC Directly.. Btw how do i verify that ??

Itsmehere wrote:
Received call from HDFC Delhi Peera Garhi branch.. This is what she said, coz i have confirmed her several times that she is not from any DSA. As per her, she is from HDFC Directly.. Btw how do i verify that ??

ID or official email.

myfungang829 wrote:
I don't think hdfc is offering spend based LTF anymore.....

She shared a MID Document in which it shows unconditional LTF

10ven wrote:
ID or official email.

Na, just a call.. i usually receive calls like this every other day from DSA.. But 2-3 days back i had clicked a link in my hdfc account portal for credit card apply ( i think coz i dnt remember it correctly coz it was just a one click) So she said that she had received an interest from my side that i need Credit card..

Itsmehere wrote:
Received call from HDFC Delhi Peera Garhi branch.. This is what she said, coz i have confirmed her several times that she is not from any DSA. As per her, she is from HDFC Directly.. Btw how do i verify that ??

You could ask her to email you from hdfc official id

Kaleen wrote:
You could ask her to email you from hdfc official id

Sure will do that..

Itsmehere wrote:
Sure will do that..

Do give the feedback here if you actually manage to get ltf millenia cc

Regalia if you travel a lot. Else Millennia

Kaleen wrote:
Do give the feedback here if you actually manage to get ltf millenia cc

I think Diners Club Privilege is better than millenia coz it gives times prime membership as well..

myfungang829 wrote:
I don't think hdfc is offering spend based LTF anymore.....

its still there. made my cc ltf recently.

Itsmehere wrote:
I think Diners Club Privilege is better than millenia coz it gives times prime membership as well..

does it give 5% on partner merchants ?

Kaleen wrote:
You could ask her to email you from hdfc official id

Other than indusind bank no other bank's staff will contact a customer regarding credit card application directly from their official email ID as it is not allowed by other banks. Only way to confirm is that if card is truly pre-approved then the hdfc bank staff in the branch can see it in their system along with the exact limit which is going to be given.

akki.akki wrote:
does it give 5% on partner merchants ?

No & the complimentary memberships require annual spend of Rs.5 Lakh from 2nd year onwards.

Don't trust these things. I received a message from verified account from WhatsApp stating that I have an unconditional LTF Regalia CC offer along with Rs. 1500 amazon voucher. It was even mentioned as LTF before submitting the application but it was processed as a paid card with Rs. 2500 Annual Charges and when I mailed them regarding it, they are denying and are saying I need to spend 1 Lakh within 90 days to make it LTF. Didn't expect this from HDFC though. I was getting a Regalia Pre-approved offer for about an year but didn't go for it due to the Annual charges.

Is there any Trick left for me to fabricate a 1 lakh spend? Does Amazon wallet load count as a spend? Probably thats the only option I have if I had to spend 1 lakh in 90 days to convert it to LTF. Any suggestions are greatly appreciated.

DhoniManiac wrote:

Don't trust these things. I received a message from verified account from WhatsApp stating that I have an unconditional LTF Regalia CC offer along with Rs. 1500 amazon voucher. It was even mentioned as LTF before submitting the application but it was processed as a paid card with Rs. 2500 Annual Charges and when I mailed them regarding it, they are denying and are saying I need to spend 1 Lakh within 90 days to make it LTF. Didn't expect this from HDFC though. I was getting a Regalia Pre-approved offer for about an year but didn't go for it due to the Annual charges.

Is there any Trick left for me to fabricate a 1 lakh spend? Does Amazon wallet load count as a spend? Probably thats the only option I have if I had to spend 1 lakh in 90 days to convert it to LTF. Any suggestions are greatly appreciated.

As per them, it is LTF due to card to card apply offer

guest_999 wrote:

Other than indusind bank no other bank's staff will contact a customer regarding credit card application directly from their official email ID as it is not allowed by other banks. Only way to confirm is that if card is truly pre-approved then the hdfc bank staff in the branch can see it in their system along with the exact limit which is going to be given.

Yeah, i confirmed with her, they cannot send emails.. And this is not a pre approved offer. Card to card LTF offer is for everyone..

guest_999 wrote:

Other than indusind bank no other bank's staff will contact a customer regarding credit card application directly from their official email ID as it is not allowed by other banks. Only way to confirm is that if card is truly pre-approved then the hdfc bank staff in the branch can see it in their system along with the exact limit which is going to be given.

Not true! Whatever OP mentioned is happened for me as well.  And additionally i got confirmation from her official email address as well that it's LTF card.

hari.selio361 wrote:

Not true! Whatever OP mentioned is happened for me as well.  And additionally i got confirmation from her official email address as well that it's LTF card.

When did you applied for that card ??

Itsmehere wrote:
When did you applied for that card ??

Two days ago, but mine is Pre-approved business regalia. I took it only after got confirmation from her official email.

Itsmehere wrote:
As per them, it is LTF due to card to card apply offer

Hard to believe but an agent also told me c2c will be ltf

hari.selio361 wrote:

Not true! Whatever OP mentioned is happened for me as well.  And additionally i got confirmation from her official email address as well that it's LTF card.

Can you post the email address you received email from after editing out the part before @ & whether that part was a name or a common word like customercare?

guest_999 wrote:

Can you post the email address you received email from after editing out the part before @ & whether that part was a name or a common word like customercare?

While raising dispute with bank that i was offered ltf card blah blah blah and now it is showing chargeable, do banks consider third party agents assurance or email they may have sent to person to lure him that it is indeed ltf we will be giving?

guest_999 wrote:

Can you post the email address you received email from after editing out the part before @ & whether that part was a name or a common word like customercare?

Ha.. I'm well enough to differentiate between generics and individual mail id.

Anyways id format is [email protected]. 

And it also had her reporting manager email id and unit head email id as well.  

Kaleen wrote:
While raising dispute with bank that i was offered ltf card blah blah blah and now it is showing chargeable, do banks consider third party agents assurance or email they may have sent to person to lure him that it is indeed ltf we will be giving?

In my experience banks do not take responsibility for anything not directly done by their employees.

hari.selio361 wrote:

Ha.. I'm well enough to differentiate between generics and individual mail id.

Anyways id format is [email protected]. 

And it also had her reporting manager email id and unit head email id as well.  

Yours is the first example I have seen among dozens of such cases I have seen here in last few years. I still think it was more of an exception/mistake rather than rule in such cases.

Tellecaller had shared this pdf with me for LTF Proof