Best Rupay Credit cards for UPI transactions

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Deal Subedar
kingkhan9

Hi All, can someone suggest best Rupay credit cards for doing UPI transactions please

I already have HDFC Infinia, IDFC wealth and IDFC select credit cards. But dont have any rupay credit cards. I was told that we can add Rupay credit card to the existing IDFC cards that I have. Is that better as we can share the existing limit or is it better to apply rupay credit card on its own? if so which one is better please

Thanks

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Kiwi

Super Stud Super Stud
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Being an Infinia user still looking for penny benefits of UPI 🤔

Deal Cadet Deal Cadet
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People who have 50k income also got Infinia. Not everyone who has Infinia has high income. Some have AMEX cards as LTF. Gone those days now.

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Deal's Advocate Deal's Advocate
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Go for Kiwi ... Dm me for details and referral if required

Deal Subedar Deal Subedar
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messed with the office pincode and thought video KYC personnel can correct it but they rejected the application and asked to retry with the correct pincode but there is no option to resubmit the application, when checked with email support they are of no use in reactivating the application, so is it once rejected is always rejected?


Apologise for any inconvenience caused.

We regret to inform you that your Yes Bank Klick Credit Card application has been rejected by the bank, and therefore, it is not possible to update the details at this time.

We understand this may be disappointing, and we apologise for any inconvenience caused. Please note that card approval decisions are based on several factors, including your credit bureau profile, employment and income details, and internal criteria set by the bank.

Don’t worry, we are in the process of onboarding new banking partners to Kiwi, and we will notify you as soon as you can apply for a credit card with them.

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Deal Cadet Deal Cadet
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If you have Wealth card why Select card again?

Deal Subedar Deal Subedar
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@Imperial_Penny thats from one of my family members card. just mentioned which cards I have access to
Review Expert Review Expert
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Kiwi and TataNeu cards are the only ones that give decent rewards on small UPI transactions. A lot of others have a MOV of 2001 or the reward rates are bad. Even TataNeu gives the returns as NeuCoins which are useless if you aren't a Tata brand consumer (Croma, 1mg, Bigbasket, Titan etc). Kiwi sounds better on paper but anyone with personal experience can add.

Deal Cadet Deal Cadet
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@dexter1989 @peekaydeals @JNR4U Is Kiwi provides 2% cashback for even small transaction or any mile stones needs to be reached to get 2% cashback?

Deal's Advocate Deal's Advocate
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Gives 2% for small txn too .. if category is eligible
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