https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9373548
Go to the bank of your company, employees of the company are treated specially
Best salary account
- 684
- 19
-
- Last Comment
I know there are some threads and discussion regarding salary account but let's try to analyse from all perspective ( banking experience, failure ,fraud, service availability, credit card, interest rates , RM etc) and try to find/determine best bank for salary account.
My experience so far:
Hdfc bank is top private bank but their netbanking experience seems outdated plus whenever you visit the branch rather than providing services they just force you to invest or take other products. Loan interest rate is less and RM is useless and often share fake news and most of all RM changes every year so if one RM said something this year, next year new RM won't know.
Icici: branch service really good and RM is also good .internet banking experience is top notch but credit cards are useless . For loans they will verify like anything..painful process.
My experience so far:
Hdfc bank is top private bank but their netbanking experience seems outdated plus whenever you visit the branch rather than providing services they just force you to invest or take other products. Loan interest rate is less and RM is useless and often share fake news and most of all RM changes every year so if one RM said something this year, next year new RM won't know.
Icici: branch service really good and RM is also good .internet banking experience is top notch but credit cards are useless . For loans they will verify like anything..painful process.
Expired
18 Comments
|
12 Dimers
- Sort By
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9373554
BULLA_lootunga_khulaa wrote:Go to the bank of your company, employees of the company are treated specially
Bhai , your company will credit salary to their designated/tier up bank only naa...these days mncs have tie up with multiple banks
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9373940
Icici gives lot of benefit for salary account.
(Need to link ur company with ur icici account)
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9373986
ICICI no doubt.
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374007
ICICI best hai
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374281
Go for either HDFC or ICICI bank
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374598
Idfc is also quite good .
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374607
pradyot666 wrote:Idfc is also quite good .
Only interest rate is good bro but one cannot avail loan and other products if you move to small town..so if you have a branch in your locality then good
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374613
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374743
Maybe if possible to do it, split depositing your salary into ICICI and HDFC, that way you get dual benefit
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374771
freeloaderz wrote:How to split bro? I mean company will deposit in one account only naaMaybe if possible to do it, split depositing your salary into ICICI and HDFC, that way you get dual benefit
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374836
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374843
Expand
freeloaderz wrote:In company portal, you can have define one account only as salary account
You never know. Ask once to check it.
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9374877
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9376090
Hdfc
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9389622
Expand
freeloaderz wrote:Can you share the Masked Screen Shot of the Workday?
My company uses workday and they have an option to do it, hence I said so. Though I have never split it
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9389807
Hsbc
https://www.desidime.com/discussions/best-salary-account-574e8e1e-0bf7-4d8d-adee-97d655b06bb4?page=1#post_9395744
Am using ICICI as a Privilege banking customer. Its the worst in terms of services. Bad RM experience. Just sells loans. Not answering any query about CC or any attractive bank offers.
So am doubtlful that as salary account too it will be same
Click here to reply
Reply
