Best salary account

60°
Avant Garde
Lootster

Please let me know. Also the documents needed for the same


thanks

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Deal Cadet Deal Cadet
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If your employer has given you option just pick IDFC..Choosing other banks for freebies or features is not worth the hassle or worth for petty money.

Idfc is convenience and they never charge you for any of the service literally there's no charges in IDFC. Just simple

Avant Garde Avant Garde
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They are ok with even savings account😅.

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Like Magnet Like Magnet
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Go with ICICI / HDFC ..


ICICI : for pre approved cc's/loans in future.


HDFC : For cc's

Avant Garde Avant Garde
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For HDFC they need corporate to have that HDFC account.

"To open a Corporate Salary Account, you must be an employee of a
corporation that has a salary account relationship with HDFC Bank."

Deal Cadet Deal Cadet
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My employer/ HR aggreed to deposit the salary in my existing saving account.  HRs have target by banks like if they open 1000+ a/c  they company shall get discount on interest for OD/Loan, etc.  

however i fought with HR told they abt my inconvenience to use other bank A/c.  Finally they agreed.  

Beacon Beacon
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Idfc

Avant Garde Avant Garde
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Average minimum balance?
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Deal Lieutenant Deal Lieutenant
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Get HDFC smilethey have HNI  banking once you do some good transactions in your account your salary account will be upgraded to classic HNI banking and hence forth kinda unlimited kinda withdrawal using debit card:) and some other perks like good credit card approval etc...

so get HDFC blindly xD


IDFC charges are less but as far as i know 

1) their loans service are worst and 

2) hmmm their customer response is not that great as well 


so avoid IDFC for salary (DONT think IDFC is cheap  BECAUSE EVERY BANK SALARY ACCOUNT is cheap actually)


you wont have much charges in ANY BANK SALARY ACCOUNT


I SUGGEST HDFC THAN OTHER BANKS

Deal Newbie Deal Newbie
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I recommend ICICI, Hdfc or AXIS. Axis has a floater health insurance plan complementary. You just have to pay 2500 and you get 30L health top up with a 3L deductible 

Deal Subedar Deal Subedar
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please share the info about this insurance, which salary account tier is this applicable?
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