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Best Salary Account for TCS?

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Kolkata Knight Riders
shraaj

Hi, There Just Got a Placed in TCS and Tata told to Open the Salary Account with this Banks,

Please Suggest being the Best Bank in Terms of Digital Features along with Good Credit Card History and Best Offers Online!

NOTE-

  1. I have an ICICI Mine Savings Account (Zero Balance A/c) Opened 1.5 Years ago and ONE Of My Favourite Bank and Variant to Date. (FD Based Credit Card and also Now Received 80k Amazon Pay ICICI Credit Card without Income Proof),I use this account for my day-to-day expenses like UPI and all.
  2. I have also Kotak 811 Digital Account (Zero Balance A/c) which I used to Park all My Excessive Fund and Emergency Fund and Kotak gives me Auto Sweep Features which means above 20k Limit all my balance will be converted to Liquid FD which has a 4.40% Interest Rate so, it its Good for me. I use this account for Strictly Savings and additional Bonuses of Money.
  3. I have a Central Bank of India Account (MAB-2000Rs) which I used only for Stock Market/Mutual Fund/Dividend purposes. It was my First Bank Account in Junior College way back in 2013. So, Didn’t think to close it.


TCS told me to Open Salary A/c with 

HDFC,AXIS,SBI,KOTAK,ICICI,IDFC FIRST BANK.

I don’t want to upgrade my Zero Balance Premium A/c of ICICI and Kotak to Salary A/c.

HDFC and Axis along with SBI look good to me. Post your suggestions!

Thanks!

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21 Comments  |  
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Deal Subedar Deal Subedar
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hdfc seems the best among what u don’t have and u can have

Deal Cadet Deal Cadet
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Unless you want to open a new bank account everytime you join a new company, you can pick HDFC bank as most companies have salary account with them.

Hunk Hunk
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HDFC

Deal Cadet Deal Cadet
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You can try IDFC First also.

I think it provides one of the best digital service with comparatively less charges than competitors.

Recently HDFC has reduced the Atm withdrawals transactions for salary accounts to match the regular savings account ( 3 for metro and 5 for non metro atms).

IDFC has unlimited ATM withdrawals .

IDFC has better customer service.

Deal Lieutenant Deal Lieutenant
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Wow congrats @shraaj bhai.
Say TATA to axis, HDFC is like TCS, SBI is like TDS

Deal Subedar Deal Subedar
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Do you have a tcs email id? TataNeu ke referral de do 🥳 smile_cat smiley.
Congratulations @shraajTCS was my first company as well. I had opened salary account in HDFC and still have that account.

Hunk Hunk
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SBI will be a bad choice. Take HDFC

Deal Lieutenant Deal Lieutenant
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HDFC Without doubt

Kolkata Knight Riders Kolkata Knight Riders
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chotabaxxa800 wrote:

@shraaj when did you graduated ? And where is your base TCS office ?

Graduated in 2020,TCS Location is Pune

Kolkata Knight Riders Kolkata Knight Riders
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decideaim wrote:

Wow congrats @shraaj bhai.
Say TATA to axis, HDFC is like TCS, SBI is like TDS

Nice way of Interpretation wink🥳

Deal Subedar Deal Subedar
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Congratulations and all the best 😃

Deal Newbie Deal Newbie
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HDFC only when it is salary account. In all other cases ICICI n SBI are good.

Deal Captain Deal Captain
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Congratulations bro for your placement kissing_heart (this is sent by shradha kapoor to you for your achievement)..

Go wid hdfc fire


@Ots14; @ash-D tataneu referral wink laughing

Deal Cadet Deal Cadet
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Congrats on your new job.. I dont have any experience with HDFC, IDFC, SBI salary accounts, so voted for ICICI.

Welcome to beautiful city ‘Pune’, and traffic of Hinjewadi/Magarpatta😛

Entertainer Entertainer
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Congrats & send me tata neu refferal as gift stuck_out_tongue

Kolkata Knight Riders Kolkata Knight Riders
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Thank U😘 all of you! Once i complete all the joining formalities then I will definitely share the TATA NEU REFERRAL.

Lucknow Super Giants Lucknow Super Giants
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srp321 wrote:

hdfc seems the best among what u don’t have and u can have

+1

Pro Shopping Friend Pro Shopping Friend
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kartikxxx wrote:

Congratulations bro for your placement kissing_heart (this is sent by shradha kapoor to you for your achievement)..

Go wid hdfc fire


@Ots14; @ash-D tataneu referral wink laughing

Tcs main apply kar de kya tata neu ke lie😝

Deal Captain Deal Captain
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Ash-D wrote:

Tcs main apply kar de kya tata neu ke lie😝

Useless hai vro  joy

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