Best salary account (which is like citi or even better than that)?

127°
Pro DealBaba
kartikxxx

Guyz,


Been with citi from quite a long time period and citi is best so far in every aspects.
since the day, it was acquired by axis, m thinking to close and open new account with some other bank.


as per you and your experience (if u have used citi and other bank) , kindly suggest which bank can match the quality of citi bank or can provide even better quality than citi.

citi = ?

citi < ?

tia

Expired
14 Comments  |  
10 Dimers
  • Sort By
Deal Subedar Deal Subedar
Link Copied

Depends on your requirement. I also have Citi Suvidha Account but dont think its much better in terms of quality. You dont have to stand in the ques if you visit the branch but number of branches are very less (may just one per city) compared to other banks.

I find features of IDFC First bank better than Citi and was going to swich to IDFC but now that they have decreased the Savings Account Interest rate I will wait

Pro DealBaba Pro DealBaba
Link Copied
i never find any reason to visit their branch, everything happens online, and they system is bug free, always up, with 0 charges.
customer care is also good.
Commentator Commentator
Link Copied

Choose any Neo Bank as salary account if your primary requirement is not to go branch

Deal Cadet Deal Cadet
Link Copied

Use FI for 3 months salary benifits account and then change to hdfc

Helpful Helpful
Link Copied

Used

Citi

Standard Chartered

ICICI banks as Salary accounts,

For me Citi was Top

SC came almost Close

ICICI came next

I was not into Credit Cards at that time, so I did not check pre-approved and other stuff..

Helpful Helpful
Link Copied

Opened salary account  in  IDFC in 2018, since then not a single rupee is charged in the name of charges, even thought kept it at zero balance too.

Community Angel Community Angel
Link Copied

I have ICICI as my salary account. Never had any issue in 12+ years. No shitty IVR or anything, call gets connected to wealth manager directly. Never visited a branch apart form a SSY account for my daughter. You get all govt schemes like PPF, SSY, NPS, Sovereign gold bonds available unlike several other private bank plus premium service. If you are not chasing interest rate for a primary account go for ICICI. To park funds you can open zero balance account in new age banks like AU etc. Be aware that IDFC, AU, SC, CIti and a lot of other banks do not several schemes, like i mentioned above, available and that is a big plus with ICICI. You dont need to run around for these. If you just started working this might not seem much but you will need these going forward. All my cards are always free as well with no MAB. Unlimited card replacements included. 

My wife has a salary account in SC. While its ok if you are just getting money in it, but try any other service and it wont be available there. She also wanted a SSY account and SC doesnt support it. Going to SBI just for this is a pain in the a$$ as you know how they work. I could open SSY in ICICI in just one visit. This is just an example, i could list atleast ten more for being with ICIC. 

@kartikxxx

Pro DealBaba Pro DealBaba
Link Copied
thanks👍🏼
Deal Cadet Deal Cadet
Link Copied

Now citi is served by axis which one is now preferred?

Deal Cadet Deal Cadet
Link Copied

Can anyone help me with Idfc debit card

Deal Lieutenant Deal Lieutenant
Link Copied

Me too good experience with ICICI. never had to visit the bank branch for last 7 years. Also, no need of home branch, all branches are your home branch.

Pro DealBaba Pro DealBaba
Link Copied
any faltu ka charge like we heard in axis?
View 2 more replies
replyuser
Click here to reply
Reply