Best salary account (which is like citi or even better than that)?
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Guyz,
Been with citi from quite a long time period and citi is best so far in every aspects.
since the day, it was acquired by axis, m thinking to close and open new account with some other bank.
as per you and your experience (if u have used citi and other bank) , kindly suggest which bank can match the quality of citi bank or can provide even better quality than citi.
citi = ?
citi < ?
tia
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customer care is also good.
Choose any Neo Bank as salary account if your primary requirement is not to go branch
Use FI for 3 months salary benifits account and then change to hdfc
Used
Citi
Standard Chartered
ICICI banks as Salary accounts,
For me Citi was Top
SC came almost Close
ICICI came next
I was not into Credit Cards at that time, so I did not check pre-approved and other stuff..
Opened salary account in IDFC in 2018, since then not a single rupee is charged in the name of charges, even thought kept it at zero balance too.
I have ICICI as my salary account. Never had any issue in 12+ years. No shitty IVR or anything, call gets connected to wealth manager directly. Never visited a branch apart form a SSY account for my daughter. You get all govt schemes like PPF, SSY, NPS, Sovereign gold bonds available unlike several other private bank plus premium service. If you are not chasing interest rate for a primary account go for ICICI. To park funds you can open zero balance account in new age banks like AU etc. Be aware that IDFC, AU, SC, CIti and a lot of other banks do not several schemes, like i mentioned above, available and that is a big plus with ICICI. You dont need to run around for these. If you just started working this might not seem much but you will need these going forward. All my cards are always free as well with no MAB. Unlimited card replacements included.
My wife has a salary account in SC. While its ok if you are just getting money in it, but try any other service and it wont be available there. She also wanted a SSY account and SC doesnt support it. Going to SBI just for this is a pain in the a$$ as you know how they work. I could open SSY in ICICI in just one visit. This is just an example, i could list atleast ten more for being with ICIC.
Now citi is served by axis which one is now preferred?
Can anyone help me with Idfc debit card
Me too good experience with ICICI. never had to visit the bank branch for last 7 years. Also, no need of home branch, all branches are your home branch.
Depends on your requirement. I also have Citi Suvidha Account but dont think its much better in terms of quality. You dont have to stand in the ques if you visit the branch but number of branches are very less (may just one per city) compared to other banks.
I find features of IDFC First bank better than Citi and was going to swich to IDFC but now that they have decreased the Savings Account Interest rate I will wait