Best UPI App
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With Increasing UPI service providers,which are the top 2-3 upi service providers in terms of easy to use,stability and good rewards...asking for my father who is not well adapted to digital use .
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Using Cred UPI due to their chillar cashback
UPI boleh to PhonePe
But i dont want create new upis.
is it same for you ?
@sauravDD @jambui @CaptainLevi
I mostly rely on Amazon & Paytm
I ignore phonepe & Gpay for many reasons
Phonepe has the best integration in other apps
I use Amazon for big transections as in the past they provided excellent cashback without any minimum order requirement
For small payment i prefer Paytm
It's fast
This is the OG UPI app, what reason anyone have not to use it. Now, usually no app offer cashback on UPI transaction. Atleast by using BHIM your data, financial habits, etc is not being used by companies to make money. Other apps such as Paytm, PhonePe, Amazon use your transaction data to create a profile of yours to identify what, when, where, why you are spending and they use this data to make money and new services that one might or might not require and make money of that as well.
There was a time when these apps use to offer cashbacks but now those offers are either completely vanish or are negligible. So, it is better to use an app that atleast preserves your data.
Totally agree. As you are asking for your father then you either go for BHIM or your bank's official UPI app rather than any 3rd party UPI apps.
Paytm karo...
Check your primary Bank account ( through which you will be regularly debiting ) and use that same bank's app of UPI
This is because in case of failed transaction- If u use other bank's / 3rd party apps then it may happen that everyone ( App & debit bank ) keeps blaming on each other because of technical issue.
I think most of the users have suggested Paytm and Phonepe,what i feel is Phonepe and Paytm should launch a dedicated UPI app just to send and receive money,present app is integrated with lots of unwanted features
@akki.akki it does give option at times. You must have clicked yes. And there is option to create id for each bank act too.
![Cred - Free 2 Month Apollo 24/7 Circle Plan Worth Rs 199 (Back) [User Specific]](https://cdn2.desidime.com/topics/photos/1779828/medium/Screenshot2024-04-24-18-22-20-90204a3e7a56d80833934821a7ecffdc0a.jpg?1713963449)
amazon as they have 24x7 customer care