Best way to apply IDFC CC

I'm interested too... especially their timeline, application flow and other things to keep in mind...

Also heard referral benefits are there...

BTW, didn't get the railway RSA stuff... lounges?

Also how good is the IDFC millennia CC respect to others but lower than wealth?

Agnivo007 wrote:

I'm interested too... especially their timeline, application flow and other things to keep in mind...

Also heard referral benefits are there...

BTW, didn't get the railway RSA stuff... lounges?

Also how good is the IDFC millennia CC respect to others but lower than wealth?

Roadside or Breakdown Assistance cover for car

Agnivo007 wrote:

I'm interested too... especially their timeline, application flow and other things to keep in mind...

Also heard referral benefits are there...

BTW, didn't get the railway RSA stuff... lounges?

Also how good is the IDFC millennia CC respect to others but lower than wealth?

1. 4 Railway lounge access per quarter
2. Road Side assistance (A review is there)

Agnivo007 wrote:

I'm interested too... especially their timeline, application flow and other things to keep in mind...

Also heard referral benefits are there...

BTW, didn't get the railway RSA stuff... lounges?

Also how good is the IDFC millennia CC respect to others but lower than wealth?

I applied some months ago..

Applied online via c2c method..

No income proof no docs asked

Credit limit is matched to the card details i provided.. data matched with cibil maybe

Same day vkyc and home verification done

Next day card approved

@BUDHRAJ0 Self-employed, office address same as home?

Agnivo007 wrote:

@BUDHRAJ0 Self-employed, office address same as home?

I filled salaried

Not sure about self employed 

Does IDFC have a select list of serviceable PIN codes or is it available all over India? 

TempAcc wrote:

1. 4 Railway lounge access per quarter
2. Road Side assistance (A review is there)

never know that idfc offers railway lounges.. any info link pls

hese wrote:

never know that idfc offers railway lounges.. any info link pls

Yes used it many times, the only reason Iam having this card is railway lounges

https://www.idfcfirstbank.com/content/dam/idfcf...

One can pm me for referral too

Vijay007 wrote:
Yes used it many times, the only reason Iam having this card is railway lounges

https://www.idfcfirstbank.com/content/dam/idfcf...

One can pm me for referral too

DM me referral

TempAcc wrote:
DM me referral

Shared

Vijay007 wrote:
Yes used it many times, the only reason Iam having this card is railway lounges

https://www.idfcfirstbank.com/content/dam/idfcf...

One can pm me for referral too

Can u share experience and how we can use the benefit?

Free food?

raman12 wrote:

Can u share experience and how we can use the benefit?

Free food?

Good enough
Free Thali + tea/coffee + stay for 2 hours, not so luxurious but good enough
Only limitation is it's available in very limited stations

If u have good cbil score n history idfc give pre-approved cards just after filling the application it wil show cards based on ur income.

Dileep_kumar wrote:

If u have good cbil score n history idfc give pre-approved cards just after filling the application it wil show cards based on ur income.

Does IDFC show pre-approved cards after OR before CIBIL hit? @Dileep_kumar @Vijay007 @BUDHRAJ0

satraghav wrote:

Does IDFC show pre-approved cards after OR before CIBIL hit? @Dileep_kumar @Vijay007 @BUDHRAJ0

After cbil hit only

BUDHRAJ0 wrote:

I applied some months ago..

Applied online via c2c method..

No income proof no docs asked

Credit limit is matched to the card details i provided.. data matched with cibil maybe

Same day vkyc and home verification done

Next day card approved

what details he asked during home verification?

akashnikam9501 wrote:
what details he asked during home verification?

Not much just basic details about house and working company name

BUDHRAJ0 wrote:

Not much just basic details about house and working company name

Ok Thank you..

BUDHRAJ0 wrote:

I applied some months ago..

Applied online via c2c method..

No income proof no docs asked

Credit limit is matched to the card details i provided.. data matched with cibil maybe

Same day vkyc and home verification done

Next day card approved

What if we are not present at residential address? cc said he will come to the office and residential both, Currently out of town. So can anyone else meet him?

Chiggy_Wiggy_Buoy wrote:
What if we are not present at residential address? cc said he will come to the office and residential both, Currently out of town. So can anyone else meet him?

office visit is very rare but home visit is normal..
person will call first, you can talk to him and tell to come whenever you available 
or some other person can also meet but details should match as you filled..
they just capture the house image that's all

you should meet youself, why take risk

Update - 

Applied at midnight, C2C with ICICI, site went into error after the CIBIL hit.

opened in morning, displayed only the FD based wow card, canceled the application.