Best way to do Rupay UPI merchant Transactions

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Deal Cadet
SaveMoney69
Currently, I am using Tata Neu app + Neu infinity CC for rupay UPI txns for 1.5%. Any better method ?
How is flipkart supermoney app ?
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yes bank kiwi with neon pass,  2% by default and 5% if u spend 1.5 lakh in that year.

Deal Newbie Deal Newbie
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I think rupay credit cards  are useless. Most of offline shopkeeper don't want to accept payment through rupay cards. Instead of rupay card use SBI cashback credit card.

Deal Lieutenant Deal Lieutenant
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Supermoney app give 1-5 ruppe per 100

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MDR or fee  merchants charge is zero till transaction of ₹2000 and above that 1%-3% charges by the service providers...

Although many reports claimed that there has been guidelines imposed from 01/09/2024 , where RBI have instructed these service providers make it free MDR on above ₹2000 transactions when paid via rupay credit card UPI  and card issuers do provide the cashback like swiping the card same are providing to customers in the case of Rupay CREDIT CARD UPI also.... But how much these are implemented god knows....

As per my SBI card system , I have  SBI BPCL Octane rupay credit card , there SBI does provide 1 point for every ₹100 spend , and where 1 point is equals to ₹0.25 Paisa for rupay credit card UPI transactions.

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It is pretty less and does not attract the digital economy , but the convenience of paying digitally does increase the digital economy....

Deal Newbie Deal Newbie
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