Best way to pay for irctc train tickets?

buy makemytrip vouchers at around 5% discount and book through mmt

gedotres483 wrote:

buy makemytrip vouchers at around 5% discount and book through mmt

any additional charges over the actual irctc charges?

Other way is to buy AGV with 5% cashback & pay via Amazon wallet in irctc (if available, haven't tried yet) or book via Amazon (20-40rs additional charge per booking)

hdfc card through smartbuy 5% CB (when I uses it that time no charge.)

flash007 wrote:
any additional charges over the actual irctc charges?

Other way is to buy AGV with 5% cashback & pay via Amazon wallet in irctc (if available, haven't tried yet) or book via Amazon (20-40rs additional charge per booking)

I rarely even get 4% voucher offers, recently got 150 on 4000

S.Thawait wrote:

I rarely even get 4% voucher offers, recently got 150 on 4000

i was talking about purchasing AGV using sbi cashback card.

currently smartbuy using hdfc credit/debit card is the most hassle free way.....no extra charges....

batmanBABA wrote:

currently smartbuy using hdfc credit/debit card is the most hassle free way.....no extra charges....

for irctc booking?

flash007 wrote:

for irctc booking?

Yes

flash007 wrote:

i was talking about purchasing AGV using sbi cashback card.

I don't have SBI Cashback card. 5% cashback available for all the gift cards like Amazon and Flipkart??

S.Thawait wrote:

I don't have SBI Cashback card. 5% cashback available for all the gift cards like Amazon and Flipkart??

yes

gedotres483 wrote:

buy makemytrip vouchers at around 5% discount and book through mmt

There are multiple types of MMT Vouchers available. Can you please post the link of the MMT Voucher that works for train tickets from Amazon & Flipkart? TIA.

batmanBABA wrote:

currently smartbuy using hdfc credit/debit card is the most hassle free way.....no extra charges....

Smartbuy billed amount in statement is more the amount shown while otp. 

jambui wrote:

Smartbuy billed amount in statement is more the amount shown while otp. 

When buying tickets through HDFC SmartBuy there is an IRCTC / online convenience fee (over Rs 30 per booking whether it is 1 ticket or 6 tickets) + 1% Payment Gateway charges for paying via CC. Neither of the two is extra or over and above what you would have to pay even if you directly used the IRCTC site. Yes, if you used UPI then the 1% Payment Gateway charges would be saved but you won't get any cashback / points.

Long story short - If you have an HDFC credit card or even an HDFC debit card, use HDFC SmartBuy.

flash007 wrote:

yes

how?? from magicpin and wohoo or any other place??

gulammustufanursumar216 wrote:
how?? from magicpin and wohoo or any other place??

from Amazon website itself using SBI cashback card

jambui wrote:

Smartbuy billed amount in statement is more the amount shown while otp. 

Not for me atleast....

gedotres483 wrote:

buy makemytrip vouchers at around 5% discount and book through mmt

Mmt gv purchased on Amazon working on train booking?

I used Tata neu plus cards on smartbuy to book irctc train tickets. How and where will I get 5%😂?