Best way to pay HDFC credit card bill

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Deal Subedar
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Dear Friends,

I have HDFC credit card outstanding of ~1lac. Pls share the best way to pay the bill. Cred is not much rewarding. 

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Deal Cadet Deal Cadet
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pay it on time and before due date

Deal Cadet Deal Cadet
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Make two Jupiter accounts today

Each Jupiter account have 1% cb upto 150 on debit card (pay your hdfc bill on mobikwik via Jupiter dc)

Each Jupiter account have 1% cb upto 100 on UPI (pay your hdfc bill on Amazon via Jupiter UPI address)

I am hoping you have until the May 2 or May 3 as your due date because the above limits are monthly for jupiter.

So 250* 2 calendar months * 2 accounts = 1000

Deal Subedar Deal Subedar
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2 miliniea dc 40k+40k = 400+400 (load on paytm)

Mumbai Indians Mumbai Indians
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jain01010199 wrote:

Make two Jupiter accounts today

Each Jupiter account have 1% cb upto 150 on debit card (pay your hdfc bill on mobikwik via Jupiter dc)

Each Jupiter account have 1% cb upto 100 on UPI (pay your hdfc bill on Amazon via Jupiter UPI address)

I am hoping you have until the May 2 or May 3 as your due date because the above limits are monthly for jupiter.

So 250* 2 calendar months * 2 accounts = 1000

just paid via jupiter on mobikwik, didnt get jewels, it says restricted category.

Deal Subedar Deal Subedar
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neo_t wrote:

just paid via jupiter on mobikwik, didnt get jewels, it says restricted category.

In case you have kotak 811 account, loading via jupiter debit card gives jewels

Deal Cadet Deal Cadet
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neo_t wrote:

just paid via jupiter on mobikwik, didnt get jewels, it says restricted category.

Did you use UPI or paid via Jupiter DC?

Mumbai Indians Mumbai Indians
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jain01010199 wrote:

Did you use UPI or paid via Jupiter DC?

Jupiter DC


I had made payments last week, had received jewels, but now tried on sister’s card, they said it is restricted category.

Dont want to fight with them, ill just use HDFC Platinum VISA DC now, even though cred and mobikwik are fast.

Deal Cadet Deal Cadet
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jain01010199 wrote:

Make two Jupiter accounts today

Each Jupiter account have 1% cb upto 150 on debit card (pay your hdfc bill on mobikwik via Jupiter dc)

Each Jupiter account have 1% cb upto 100 on UPI (pay your hdfc bill on Amazon via Jupiter UPI address)

I am hoping you have until the May 2 or May 3 as your due date because the above limits are monthly for jupiter.

So 250* 2 calendar months * 2 accounts = 1000

We need to be careful with Mobikwik as there are chances that payment fails last minute with refund or it takes long time to settle the payment

Royal Challengers Bangalore Royal Challengers Bangalore
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jain01010199 wrote:

Make two Jupiter accounts today

Each Jupiter account have 1% cb upto 150 on debit card (pay your hdfc bill on mobikwik via Jupiter dc)

Each Jupiter account have 1% cb upto 100 on UPI (pay your hdfc bill on Amazon via Jupiter UPI address)

I am hoping you have until the May 2 or May 3 as your due date because the above limits are monthly for jupiter.

So 250* 2 calendar months * 2 accounts = 1000

Jupiter dc not working on mobikwik transaction failed but money deducted

Deal Cadet Deal Cadet
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DealFinderrr wrote:

Jupiter dc not working on mobikwik transaction failed but money deducted

Have you enabled the debit card for online usage? I know that the money is deducted but still, have you enabled it?

Deal Cadet Deal Cadet
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MrMonkey wrote:

We need to be careful with Mobikwik as there are chances that payment fails last minute with refund or it takes long time to settle the payment

This. It’s always better to keep a margin of 7 days before the due date, especially when the amount is big. 

Deal Cadet Deal Cadet
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I still prefer cred as it’s fast with the payments. Don’t want to take risk of a delay. Hearing a lot of cases of delay with postpe recently so don’t try that. Thanks.

Critic Critic
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Don’t take chances with cc bill payment if less than 7 days remaining from due date. Paying via paytm wallet by loading with hdfc millennia debit card for 40000(will give 400cb after 60-90 days) per month seems the best option.

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