Hot Deal

What is the best way to pay LIC Insurance Premium? any discounts you're aware of?

7797°
  • 96689
  • 494
  • Last Comment
  • Reasons

    Vote down Reasons

    • Product not good/not worth the price : 1
Deal Cadet
sabkamaalikek

Premium amount is 1.5lakhs
So even if theres 1 % discount it’s good

Thanks guys in advance!

Expired
493 Comments  |  
241 Dimers
  • Sort By
Finance Ninja Finance Ninja
Link Copied
Expand
Adityachs1 wrote:

Bro are you referring to this offer?https://cdn0.desidime.com/attachments/photos/766269/medium/IMG_20220510_074743.jpg?1652149106Can I get 5% with regalia card?


No you don’t get 5% on regalia.. you get 5x rewards.

Deal Newbie Deal Newbie
Link Copied

Use zomato edition card 1.5% cashback on all online transaction.

Cool Cool
Link Copied
Expand
Fanil wrote:

No you don’t get 5% on regalia.. you get 5x rewards.

Oh OK. So my best option is paytm citi card?

Deal Cadet Deal Cadet
Link Copied
Adityachs1 wrote:

Guys,

I have around 80k premiums of lic and Aviva in this month. Please advise best option.

These are the options I have
1. Mobikwik supercash : it’s not allowing to use for LIC and other insurance payments. I accumulated around 1k SC, which go wasted.

2. Paytm Citi card:  I think this will give me 3% CB

3. APAY CC: As non prime member not sure if I get 2% or not.

4. Axis Flipkart card: I may get Flat 1.5% CB

5. HDFC Regalia :  Not sure how much I can save. Hdfc is charging rs. 99 for evry GC redeemed, which is loss I believe.

Is there any better option?

For 3, everyone will get 2% irrespective of prime or non-prime.

For 4, you will get 1.5% cashback.

Deal Newbie Deal Newbie
Link Copied

Icici Amazon pay credit card

Deal Subedar Deal Subedar
Link Copied
Expand
Adityachs1 wrote:

Bro are you referring to this offer?https://cdn0.desidime.com/attachments/photos/766269/medium/IMG_20220510_074743.jpg?1652149106Can I get 5% with regalia card?


not tracked as smartbuy for lic insurance paid on 29 april via this route .

Finance Ninja Finance Ninja
Link Copied
Expand
Adityachs1 wrote:

Oh OK. So my best option is paytm citi card?

Yes.

Deal Newbie Deal Newbie
Link Copied

Pay your LIC premiums on Amazon Pay, they say 2% cashback on your card..

Deal Cadet Deal Cadet
Link Copied

All.LIC policy except Term insurance is kind of scam. Why include insurance with income generating. Already LOC works as market stabiliser and government tool to buy loss making company. Sometimes You will get less money than inflation rate. Better to close such policy.

Entertainer Entertainer
Link Copied
vijay518 wrote:

Pay your LIC premiums on Amazon Pay, they say 2% cashback on your card..

pay via gift card balance. I did on 2nd may

Deal Subedar Deal Subedar
Link Copied
drjpatwa wrote:

Soon I will be posting 1 thread, how to calculate return of such products (money back plans).

Many people will get shock after doing actual return calculation.

U have already paid 1st installment, so no point of discussion abt it. Hope u get good deal for premium payment…

do u have made this sheet??

Deal Subedar Deal Subedar
Link Copied

My Policy is not retrieving on PayTm and Amazon pay site,

Possible reasons may be 1, its term policy 2, its more than 10k premium.

What is the best way to pay LIC premium. I can manage any card which have best offer.

Deal Newbie Deal Newbie
Link Copied

HDFC Infinia (or other similar super premium cards) would provide 3.3% back as reward points so this would be the best option. There are also offers on insurance premium from various credit cards time to time like 10x rewards.

Blogger Blogger
Link Copied
Expand
kool wrote:

do u have made this sheet??

not yet. Due to other engagements I couldn’t. I Apologies.

replyuser
Click here to reply
Reply