Best ways to pay Credit card bills in May 2023
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Given up on vouchers now ans just redeeming as cash for flat 0.25% cashback plus debit card reward
PayTM has user-specific cashback (Rs 10-100) depending on the payment amount as well as up to 10k points (1 pt = 1p). You can redeem the points for PayTM wallet balance at around Rs 1: 1.1 pts ratio .
Another option is Mobikwik. Try the codes mentioned here -
https://www.desidime.com/deals/credit-card-bill...
If you have HDFC Millenia or Platinum debit card use that for double cashback / points
And if you have an non-HDFC CC but HDFC Millenia or Platnum debit card, use the HDFC Bill Pay mechanism for 1% CB.
Does Hdfc platinum dc pay 1% on paytm also?
there is a fi offer which gives 10x fi coins on credit card bill payment of 2000 or more on cheq, cred, etc by paying with fi card
i did try it but didn't got any fi coins.. you can check for yourself
CHEQ
For supported CCs on HDFC Bill Pay, I'm more than happy to get 1% cashback using HDFC Platinum DC.
The day my monthly bills start exceeding 75k monthly mark, I'll definitely start exploring something else.
Have 474 Cheq coins and it's purely useless. Cheq has gone nuts with their aggressive devaluation. Highly disappointed with their approach of increasing denomination of vouchers.
Cred Sucks as usual 5-8 rs irrespective of bill amount😂😂
Cheq good at starting but now they started increasinng the denomination month on month. At the same rate even if u pay credit card bill of 1 lakh a month, high chances u may not be able to redeem cheq coins even after a year due to devaluation and higher GV denominations.