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Best ways to use Amex card?

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Critic
Budhe-Baba

I observed that now even Mobikwik has started charging 2 times fees. 1 on adding money to wallet. And then 2nd fee again when paying using wallet. Ridiculous.

Also, Amex cannot be used for rent payment. So then what are some best ways to use Amex?

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Pro Analyst Pro Analyst
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Babaji, close karo AmEx Card ko. You don't have any real use for it. Why to take so much hassle in this age??
Pro DealBaba Pro DealBaba
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I wonder, in all the posts posted by budhe baba, did he ever get the answer he was looking for.. All i saw is troll 🤣
Critic Critic
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Exactly. Although I did ask this question 1 year ago and some 10% people did try to help.

But things have changed in last 1 year, so old methods do not work now.

Deal Cadet Deal Cadet
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I tried to use amex mrcc today was able to do rent transaction @ 2.35% on mobikwik. Also was getting 1%cashback. I cancelled at otp stage since don't want to pay the net 1.35% charge. 

Deal Lieutenant Deal Lieutenant
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Paytm Fastag with amex ... Sometimes works from some sources
Benevolent Benevolent
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Mobikwik is not charging for upto 2500, yes for CC payment its charging

all options over for MRCC - better to close it; this month I could use 2.5%CB offer from Paytm I did 4x12K for just 4x20rs approx

Critic Critic
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Mobikwik is charging for under 2500 also. I added 2000 rupees. Got charged fees.
I know they say they will not charge under 2500, but they are a bunch of liars. I got charged under 2500.
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Generous Generous
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phonepay

use phoenpay in easydiner/dineout app 

Beacon Beacon
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Can u explain?
Benevolent Benevolent
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I find AMEX to be worthless too unless you are someone looking for jugaads all the time. Not for folks who want to use it for genuine transactions and get rewarded aptly.

I am just waiting to hit 24k points to get a gift card and then close it. 

Coupon Connoisseur Coupon Connoisseur
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why to hit 24k to get taj ? else the better option is 7000 Amazon voucher for 18k
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Coupon Connoisseur Coupon Connoisseur
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One option is to buy gift cards from Paytm , Amazon has 1% offer, Flipkart - 1.75% , tatacliq,croma,more - 10%, Myntra-12% + additional 7.2 discount for using mrcc 4*1500
Brand Enthusiast Brand Enthusiast
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Is it for all variants of amex? I have amex gold and just used for 4*1500 mrcc .

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Deal Newbie Deal Newbie
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  • Get an add-on card on your family member's name
  • Load 2K each using primary card on your PayTM account via Uber/Zomato/Samsung Pay
  • Repeat using add-on card on your family member's PayTM account. 
  • Use the wallet money for merchant payments/ pay CC bill using them

PS: I heard from a friend that add-on card has different card number. I have not personally verified.

Helpful Helpful
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From 2 months i am unable to add to Paytm using uber/Zomato. Looks like they're throwing Tomato 🍅 at me 😪

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Deal Cadet Deal Cadet
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Has anyone rechecked airtel wallet loading with amex  working??

Deal Cadet Deal Cadet
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Was working till October 

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Deal Newbie Deal Newbie
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Amex is best for lic premium payments and you can earn almost 4 to 5% cash back as per below calculation Earn 1000 bonus points by spending 20k every month In this 20k ensure 4 transactions are more than 1500k so u will get another 1000 bonus points Like this u can get 16000 points in 8 months Rest 2000 points on spends Total 18000 k points can be redeemed for 7k amazon voucher or 8k big basket voucher
Analyst Analyst
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I think Paytm wallet load via uber has stopped working now

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