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Beware: Flipkart Axis Credit Cards are getting cancelled due to commercial usage

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Analyst
hotchap

Flipkart Axis Credit Cards are getting cancelled due to commercial usage

Not mine

Your Flipkart Axis Bank Credit Card no. XXXX has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK

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Deal Cadet Deal Cadet
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What is commercial usage neutral_face

Deal Lieutenant Deal Lieutenant
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droidx081 wrote:

What is commercial usage neutral_face

Too much usage

Deal Newbie Deal Newbie
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How much is your average card usage?

Analyst Analyst
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tuckless wrote:

How much is your average card usage?

not mine but people started receiving above messages

Deal Captain Deal Captain
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Your Axis Bank ACE Credit Card no. XX0**3 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C – Axbk.in/Xdntsn9V8Ej

Your Flipkart Axis Bank Credit Card no. XX***4 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK
Your Flipkart Axis Bank Credit Card no. XX***7 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK

people started getting msgs !

Deal Subedar Deal Subedar
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In bb sale used card for family members but now will avoid to order for them also.

Deal Subedar Deal Subedar
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freedealexpert wrote:

In bb sale used card for family members but now will avoid to order for them also.

same.

Cool Cool
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@hotchap is it happening only for FK axis card, or axis ace card also?

Deal Captain Deal Captain
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Spends should be linked to your own flipkart accounts , Guys sold cards to Mobile dealers to be used on Multiple Flipkart accounts,
should restrict the card usage to only 1-3 accounts at max with limited spends and not spending blindly

Analyst Analyst
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raman12 wrote:

@hotchap is it happening only for FK axis card, or axis ace card also?

I heard ace also

Analyst Analyst
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beastboy wrote:

Spends should be linked to your own flipkart accounts , Guys sold cards to Mobile dealers to be used on Multiple Flipkart accounts,
should restrict the card usage to only 1-3 accounts at max with limited spends and not spending blindly

yes, completely agree with you

Cool Cool
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hotchap wrote:

I heard ace also

So basically, unlimited cashback is a trick to fool us.
Although i don’t have Ace card, if I did i would have definitely paid 1-2 bills of relatives every month

Deal Cadet Deal Cadet
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True that sometimes these are erroneous cancellations, but more often than not it is the person’s own greed and abusing the rewards system that awards them with their final reward of cancellation of services. And then they will raise a hue and cry wherever possible about how the bank is at fault.

Analyst Analyst
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raman12 wrote:

So basically, unlimited cashback is a trick to fool us.
Although i don’t have Ace card, if I did i would have definitely paid 1-2 bills of relatives every month

paying bills isn’t a problem but paying in lakhs every month is the problem.

Cool Cool
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hotchap wrote:

paying bills isn’t a problem but paying in lakhs every month is the problem.

Yes you’re right
No domestic consumer vcan have a bill of more than 5-10 thousand per month

Deal Cadet Deal Cadet
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Same happened with me for apay card

Pro Analyst Pro Analyst
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Expected. many are using it for bookimg mobile @ 10% off and then 5% more…

Deal Captain Deal Captain
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AyushiiiVijay wrote:

Expected. many are using it for bookimg mobile @ 10% off and then 5% more…

If its 1-2 mobile i dont think its issue.most of the cards of ace variant got blocked and i have seen they have bill of 4lakh approx and may be its on every month.

Deal Cadet Deal Cadet
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Card cancellation is not the part to be worried but cashback revoke part.

So are they asking to payback all the reward benefits/cashback?

Deal Subedar Deal Subedar
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Abhinav_Pune wrote:

If its 1-2 mobile i dont think its issue.most of the cards of ace variant got blocked and i have seen they have bill of 4lakh approx and may be its on every month.

Even a silly mobile recharge of 200-300 rs, doesn’t tolerate commercial use, then how come the card companies bleeding in lakhs due to such use stay silent, they will do what they have to.

Deal Cadet Deal Cadet
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I_am_MrPerfect wrote:

Your Axis Bank ACE Credit Card no. XX0**3 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C – Axbk.in/Xdntsn9V8Ej

Your Flipkart Axis Bank Credit Card no. XX***4 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK
Your Flipkart Axis Bank Credit Card no. XX***7 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK

people started getting msgs !

What does cashback revoke mean ,all the cashbacks earned till date should be returned or only that statement benefit revoked and wont credit

Deal Subedar Deal Subedar
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RSHARMA966 wrote:

What does cashback revoke mean ,all the cashbacks earned till date should be returned or only that statement benefit revoked and wont credit

+1

Deal Cadet Deal Cadet
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Axis ch* bank hai ,

Cool Cool
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AyushiiiVijay wrote:

Expected. many are using it for bookimg mobile @ 10% off and then 5% more…

When flipkart itself promoting it so much then what’s the fault?

Deal Lieutenant Deal Lieutenant
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raman12 wrote:

When flipkart itself promoting it so much then what’s the fault?

They are promoting For Personal Use Not for Business Or Reselling

Deal Newbie Deal Newbie
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But no where in terms and conditions its written, we can use only this much per month. Its my card, I can use it to pay rent, buy stuff for which I had money stored. I mean, without any warning they will just cancel? Atleast should have in terms and conditions

Commentator Commentator
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Once issues LTF axis fk card will be free LTF?

Critic Critic
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narutozmk172240 wrote:

But no where in terms and conditions its written, we can use only this much per month. Its my card, I can use it to pay rent, buy stuff for which I had money stored. I mean, without any warning they will just cancel? Atleast should have in terms and conditions

laughing This is the basic line in all credit cards T&C:

The Card may be used only for bona fide personal or official purchase of goods and / or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.

@demerius2020 @raman12 @Manitian

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