Beware: Flipkart Axis Credit Cards are getting cancelled due to commercial usage

What is commercial usage

droidx081 wrote:

What is commercial usage

Too much usage

sauravDD wrote:

Too much usage

card trading also

How much is your average card usage?

tuckless wrote:

How much is your average card usage?

not mine but people started receiving above messages

Your Axis Bank ACE Credit Card no. XX0**3 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C – Axbk.in/Xdntsn9V8Ej

Your Flipkart Axis Bank Credit Card no. XX***4 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK
Your Flipkart Axis Bank Credit Card no. XX***7 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK

people started getting msgs !

In bb sale used card for family members but now will avoid to order for them also.

freedealexpert wrote:

In bb sale used card for family members but now will avoid to order for them also.

same.

@hotchap is it happening only for FK axis card, or axis ace card also?

Spends should be linked to your own flipkart accounts , Guys sold cards to Mobile dealers to be used on Multiple Flipkart accounts,
should restrict the card usage to only 1-3 accounts at max with limited spends and not spending blindly

raman12 wrote:

@hotchap is it happening only for FK axis card, or axis ace card also?

I heard ace also

beastboy wrote:

Spends should be linked to your own flipkart accounts , Guys sold cards to Mobile dealers to be used on Multiple Flipkart accounts,
should restrict the card usage to only 1-3 accounts at max with limited spends and not spending blindly

yes, completely agree with you

hotchap wrote:

I heard ace also

So basically, unlimited cashback is a trick to fool us.
Although i don’t have Ace card, if I did i would have definitely paid 1-2 bills of relatives every month

True that sometimes these are erroneous cancellations, but more often than not it is the person’s own greed and abusing the rewards system that awards them with their final reward of cancellation of services. And then they will raise a hue and cry wherever possible about how the bank is at fault.

raman12 wrote:

So basically, unlimited cashback is a trick to fool us.
Although i don’t have Ace card, if I did i would have definitely paid 1-2 bills of relatives every month

paying bills isn’t a problem but paying in lakhs every month is the problem.

hotchap wrote:

paying bills isn’t a problem but paying in lakhs every month is the problem.

Yes you’re right
No domestic consumer vcan have a bill of more than 5-10 thousand per month

Same happened with me for apay card

Expected. many are using it for bookimg mobile @ 10% off and then 5% more…

AyushiiiVijay wrote:

Expected. many are using it for bookimg mobile @ 10% off and then 5% more…

If its 1-2 mobile i dont think its issue.most of the cards of ace variant got blocked and i have seen they have bill of 4lakh approx and may be its on every month.

Card cancellation is not the part to be worried but cashback revoke part.

So are they asking to payback all the reward benefits/cashback?

Abhinav_Pune wrote:

If its 1-2 mobile i dont think its issue.most of the cards of ace variant got blocked and i have seen they have bill of 4lakh approx and may be its on every month.

Even a silly mobile recharge of 200-300 rs, doesn’t tolerate commercial use, then how come the card companies bleeding in lakhs due to such use stay silent, they will do what they have to.

I_am_MrPerfect wrote:

Your Axis Bank ACE Credit Card no. XX0**3 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C – Axbk.in/Xdntsn9V8Ej

Your Flipkart Axis Bank Credit Card no. XX***4 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK
Your Flipkart Axis Bank Credit Card no. XX***7 has been cancelled & cashback earned has been revoked due to commercial use. Kindly pay any outstanding by the due date. Refer T&C Axbk.in/X0Adf8nKWwK

people started getting msgs !

What does cashback revoke mean ,all the cashbacks earned till date should be returned or only that statement benefit revoked and wont credit

RSHARMA966 wrote:

What does cashback revoke mean ,all the cashbacks earned till date should be returned or only that statement benefit revoked and wont credit

+1

Axis ch* bank hai ,

AyushiiiVijay wrote:

Expected. many are using it for bookimg mobile @ 10% off and then 5% more…

When flipkart itself promoting it so much then what’s the fault?

raman12 wrote:

When flipkart itself promoting it so much then what’s the fault?

They are promoting For Personal Use Not for Business Or Reselling

But no where in terms and conditions its written, we can use only this much per month. Its my card, I can use it to pay rent, buy stuff for which I had money stored. I mean, without any warning they will just cancel? Atleast should have in terms and conditions

Once issues LTF axis fk card will be free LTF?

narutozmk172240 wrote:

But no where in terms and conditions its written, we can use only this much per month. Its my card, I can use it to pay rent, buy stuff for which I had money stored. I mean, without any warning they will just cancel? Atleast should have in terms and conditions

The Card may be used only for bona fide personal or official purchase of goods and / or services. You shall not use the Card to purchase anything to resell for commercial or business purpose, to derive any financial gains.

@demerius2020 @raman12 @Manitian