BOB debit card query

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Mk07
Can someone please assist me to select best bob debit card from below options.
1. Visa classic
2. Rupay platinum DI contactless
3. BPCL debit card

Also pls share the annual charges, if anyone knows.

Thanks in advance
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ithehappy wrote:

Go for virtual cards. BoB charges 295 rs as annual fee for debit card services. Which is ridiculous as even pvt banks charge less. Surrendered my physical debit card long ago but they still charged 295 even for this financial year against the same card.

You can just block the card on bob world app. No charges for me after that.
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Take rupay platinum di. You will get 100 rs off for adding 500 to amazon wallet every month. You can also generate free virtual debit cards from bob world app with or without physical dc    @abhishek012

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ansh7 wrote:

Take rupay platinum di. You will get 100 rs off for adding 500 to amazon wallet every month. You can also generate free virtual debit cards from bob world app with or without physical dc    @abhishek012

How many can we generate for free?
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P_A_N_K_A_J wrote:

@Abhishek012 bhai visa card ke fayde batao.

Kal ghar me ek cockroach ghush gaya tha, mai apna visa card fek k maara.

Phir usi visa card se utha Kar visa card k sath bahar fek diya.

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Harish.agarwal wrote:

How many can we generate for free?

One virtual & one physical.

2 RuPay platinum debit card, monthly Rs200 profit using Amazon add money offer.

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One more point to add. My main purpose is to get UPI enabled for my dad. So, is there any way to create UPI id without debit card? I mean can I create virtual debit card and link to UPI or any other way?
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Mk07 wrote:
One more point to add. My main purpose is to get UPI enabled for my dad. So, is there any way to create UPI id without debit card? I mean can I create virtual debit card and link to UPI or any other way?

Yes, you can create UPI pin using virtual card.

Now a days, lots of banks also launch Aadhar OTP based upi pin set/reset feature.

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Harish.agarwal wrote:

How many can we generate for free?

Total 3. Visa classic, visa platinum and rupay platinum

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Mk07 wrote:
One more point to add. My main purpose is to get UPI enabled for my dad. So, is there any way to create UPI id without debit card? I mean can I create virtual debit card and link to UPI or any other way?
Yes, I just did that for my friend last week.
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Go for virtual cards. BoB charges 295 rs as annual fee for debit card services. Which is ridiculous as even pvt banks charge less. Surrendered my physical debit card long ago but they still charged 295 even for this financial year against the same card.

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ithehappy wrote:

Go for virtual cards. BoB charges 295 rs as annual fee for debit card services. Which is ridiculous as even pvt banks charge less. Surrendered my physical debit card long ago but they still charged 295 even for this financial year against the same card.

What is "surrendered"? Their system only understands a blacklisting and not requesting a new card further from your end. Or even filling up a form requesting deactivation of atm channel. You shouldn't have been billed that way.

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ithehappy wrote:

Go for virtual cards. BoB charges 295 rs as annual fee for debit card services. Which is ridiculous as even pvt banks charge less. Surrendered my physical debit card long ago but they still charged 295 even for this financial year against the same card.

You can just block the card on bob world app. No charges for me after that.
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Thanks everyone, got UPI enabled with virtual debit card.
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Any Free DC from Bob?
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prem4998 wrote:
You can just block the card on bob world app. No charges for me after that.

I had not known that one could block card from app. So I visited branch with a letter addressed to the manager for the same, and the manager took my phone and did the same thing and with a proud face said look it's so easy, and assured that there won't be any further charges (obviously). Two weeks later, 295 was debited against that same blocked card. Yet to lodge a complaint on RBI portal, who has the time for these petty stuffs!

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ithehappy wrote:
I had not know that one could block card from app. So I visited branch with a letter addressed to the manager for the same, and the manager took my phone and did the same thing and with a proud face said look it's so easy, and assured that there won't be any further charges (obviously). Two weeks later, 295 was debited against that same blocked card. Yet to lodge a complaint on RBI portal, who has the time for these petty stuffs!
Weird. I blocked last year and no charges until. On cards section, does it show your blocked card or says no card available or something similar text?
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prem4998 wrote:
Weird. I blocked last year and no charges until. On cards section, does it show your blocked card or says no card available or something similar text?

No card details available for this customer or some such.


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Does BOB allows account opening when there is no servicable PINCODE

@abhishek012

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shraaj wrote:

Does BOB allows account opening when there is no servicable PINCODE

@abhishek012

Woh toh nahi pata, aspas k pin code se karlo.
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ithehappy wrote:

No card details available for this customer or some such.


Raise a complaint with proofs. They will reimburse.
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prem4998 wrote:
Raise a complaint with proofs. They will reimburse.
A written complaint was raised long ago at the base branch, asking to reverse the charges. I think it's been almost two months. I don't know how long you have relations with BooB but I have for a rather long time with them due to father being an employee, and I have not experienced a more unprofessional and harassing bunch.
Anyhow, will lodge a complaint on RBI Ombudsman section. Heard they are fast to resolve issues.
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ithehappy wrote:
A written complaint was raised long ago at the base branch, asking to reverse the charges. I think it's been almost two months. I don't know how long you have relations with BooB but I have for a rather long time with them due to father being an employee, and I have not experienced a more unprofessional and harassing bunch.
Anyhow, will lodge a complaint on RBI Ombudsman section. Heard they are fast to resolve issues.
I am only 8 years with BoB. Their online complaint portal I meant not offline compliants. Then go for RBI.
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bob vitual card is best. but u can only create one per year for each card variant.

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ithehappy wrote:

Go for virtual cards. BoB charges 295 rs as annual fee for debit card services. Which is ridiculous as even pvt banks charge less. Surrendered my physical debit card long ago but they still charged 295 even for this financial year against the same card.

hey bro the local branch people are clueless in terms of cards and they say they dont have authority to reverse charges. i got charged the same for plat card, then i later opted for classic, but still charged for plat card this year, there is a phone number of debit card division in their website, call them and they will ask to send an email. after sending the mail i got my money back. 
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raknaz wrote:
hey bro the local branch people are clueless in terms of cards and they say they dont have authority to reverse charges. i got charged the same for plat card, then i later opted for classic, but still charged for plat card this year, there is a phone number of debit card division in their website, call them and they will ask to send an email. after sending the mail i got my money back. 
Try filing a online complaint
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i.havejosh86 wrote:
Try filing a online complaint
they will close saying contact branch. but they have many landline phone numbers listed in their website. i would suggest that method first for any complaints
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Is the BOB virtual debit card free or chargeable
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