abhishek012 wrote:Do bob card consider refund after bill generation as payment or i need to pay full amount?
If you got new credit card from BOB then first repay through BOB app or BOB website after bill generate.Â
Source - customer care told, otherwise your repayment will failed from all platforms.
Amazon support BOB RuPay CC, first saved your card on Amazon and after few weeks you will see your BOB RuPay cc on credit card option.
Paytm, Cred also support BOB RuPay credit card repayment.
Bajaj app, Airtel app, HDFC Bill Pay or any BBPS platform support BOB RuPay credit card repayment.

Bob easy variant upgraded in premier
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I got my bob rupay easy card in april..... 34k limit.... Used more than a lakh in three months...Â
Mailed them to upgrade to rupay premier on [email protected] on basis of my spends...Â
They upgraded just on a single mail... No form... No cibil hit... No questions... Card dispatched today.... Not sure about limit or card type visa or rupay.... Will see on delivery....Â
Update - The card is indeed premier and also rupay variant with same limit as my easy card.... The new card number is updated in dashboard...
batmanBABA wrote:They are offering me premier but I selected select only due to online spends 5x.Its good for online transactions.... It gives 5x on online spends....Â
But in hierarchy premier is superior than select... Its just after eterna.... And select was available on mastercard before ban.... Now they give visa... Its not available on rupay platform....Â

ashish0193 wrote:As per new RBI guidelines, it should be.
Do bob card consider refund after bill generation as payment or i need to pay full amount?
AJ89 wrote:It depends on ur usage...in online transactions... Select will give 1.25% where as premier will give 0.5....where as in travel premier will give 2.5%
They are offering me premier but I selected select only due to online spends 5x.
Upgrade to eterna will be easier with premier as it is 2nd number card in hierarchy....also select don't comes in rupay... Only easy and premier are on rupay... So I took it...ultimate aim is eterna.... That is the card to have....
I have applied for BOB Select Variant, (initially thought SELECT is better than Premier) and Now Regretting it after reading this thread😞.
Can I apply/switch to BOB Select variant, if anyhow? Now, thinking RuPay would have been a better choice.
@abhishek012 @batmanBABAÂ @AJ89 @vkrg213752
shraaj wrote:Get select currently.... In bob its not sure thet u will get... Select only.... If u apply select... U can get easy also.... One person I know applied for premier ... He was given eterna.... Take whatever you get.... Then after 2-3 month... Before 30th sept....as ltf offer ends on that that if not extended.... Send upgrade mail on [email protected]I have applied for BOB Select Variant, (initially thought SELECT is better than Premier) and Now Regretting it after reading this thread😞.
Can I apply/switch to BOB Select variant, if anyhow? Now, thinking RuPay would have been a better choice.
@abhishek012 @batmanBABAÂ @AJ89 @vkrg213752
U might get upgraded.....
shraaj wrote:I have applied for BOB Select Variant, (initially thought SELECT is better than Premier) and Now Regretting it after reading this thread😞.
Can I apply/switch to BOB Select variant, if anyhow? Now, thinking RuPay would have been a better choice.
@abhishek012 @batmanBABAÂ @AJ89 @vkrg213752
Yes ofcourse, some people already changed BOB Select card to BOB Premier or Easy card on RuPay Platform.
Send email to Conversion mail id [email protected] and ask for RuPay variant of BOB Select card and you will get reply like BOB Select is not available on RuPay variant, you can choose between Premier or Easy card on RuPay.
Reply them you want BOB Premier or Easy card on RuPay Platform.
Most people suggest for BOB Select card because of 1% rewards cashback but they forget the most important thing is that most users already have credit card/prepaid cards and they easily get 1% or more rewards/cashback on other cards.
abhishek012 wrote:Yes ofcourse, some people already changed BOB Select card to BOB Premier or Easy card on RuPay Platform.
Send email to Conversion mail id [email protected] and ask for RuPay variant of BOB Select card and you will get reply like BOB Select is not available on RuPay variant, you can choose between Premier or Easy card on RuPay.
Reply them you want BOB Premier or Easy card on RuPay Platform.
Most people suggest for BOB Select card because of 1% rewards cashback but they forget the most important thing is that most users already have credit card/prepaid cards and they easily get 1% or more rewards/cashback on other cards.
Last Line, Touched My Mind.
satraghav wrote:Limit is same as easy card.. 34k....and yet to receive... Delayed in shipping....
@batmanBABA Did you received the BOB Rupay Premier CC? What's the limit you got?
batmanBABA wrote:
Limit is same as easy card.. 34k....and yet to receive... Delayed in shipping....
Did you originally apply for a different variant and get Easy?
IÂ applied for the premier, and the limit was listed the same as my current card entered, but the card in the application(not dispatched yet, retrieved the last four digits from the hotline) it shows an easy Rupay with just a 25k limit.
I was wondering if I should approach the CC to ask for my original asked variant and limit and should I wait until the arrival of the physical card or before the dispatch?
TempAcc wrote:No i applied for easy after getting the card place a request at [email protected] upgrade your card to premier... Currently they are saying to wait for 12 months to upgrade.... Try 2-3 times.. U might get a executive who. Will talk ur upgrade requestDid you originally apply for a different variant and get Easy?
IÂ applied for the premier, and the limit was listed the same as my current card entered, but the card in the application(not dispatched yet, retrieved the last four digits from the hotline) it shows an easy Rupay with just a 25k limit.
I was wondering if I should approach the CC to ask for my original asked variant and limit and should I wait until the arrival of the physical card or before the dispatch?

Source - customer care told, otherwise your repayment will failed from all platforms.
Amazon support BOB RuPay CC, first saved your card on Amazon and after few weeks you will see your BOB RuPay cc on credit card option.
Paytm, Cred also support BOB RuPay credit card repayment.
Bajaj app, Airtel app, HDFC Bill Pay or any BBPS platform support BOB RuPay credit card repayment.