BOB Eterna credit card benefits

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Last Comment 2023-08-31

kunalcc

2023-08-30

How is BOB ETERNA credit card in 2023 for a frequent traveller on flights?

Is the 3000 annual fees with GST justified for Eterna in comparison with HDFC MILLENNIA with 1179 annual fees?

I hope we get 5% cashback on flight booking via amazon with millenia

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https://www.desidime.com/discussions/bob-eterna-credit-card-benefits?page=1#post_9521328

amdas

2023-08-30

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Go for it if you get it as LTF. Wallet load has RP for Eterna. Most other categories are now excluded

https://www.desidime.com/discussions/bob-eterna-credit-card-benefits?page=1#post_9521598

baludesi

2023-08-30

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Do the math... it is beneficial only with a 5% if you have regular monthly spends of 42K. else the effective reward rate falls to 3.75%

https://www.desidime.com/discussions/bob-eterna-credit-card-benefits?page=1#post_9521625

kunalcc

2023-08-30

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What about unlimited domestic free lounge access in 50 plus airports

https://www.desidime.com/discussions/bob-eterna-credit-card-benefits?page=1#post_9521642

baludesi

2023-08-30

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how many trips do you take in an year ? your online spends in a month ? also these days lounges are as crowded as college canteens and food in many airports are as bad as hostel mess.

https://www.desidime.com/discussions/bob-eterna-credit-card-benefits?page=1#post_9522307

kunalcc

2023-08-30

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I take few flight trips every year with family, like four or five. So unlimited lounge access will good for me and add on cards. Each lounge cost 1500 approx, so annual fees is recoverable in ETERNA with few lounge visits. So far I didn't got college canteen crowd and hostel mess food in big city airport lounges. Paytm BOGO offer is also good

FOR ONLINE SPENDS SBI CASHBACK IS BEST