BOB reported Rs 0.01 as late payment in CIBIL and Experian report
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Hello
Last Yr I had an amount due of Rs0.01 in BOB select CC and they reported it as late/ missed payment. As far as I know, it's not possible to pay 0.01.
Should I complain about this?
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https://www.desidime.com/discussions/bob-reported-rs-0-01-as-late-payment-in-cibil-and-experian-report?page=1#post_9012940
Interest was not charged
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https://www.desidime.com/discussions/bob-reported-rs-0-01-as-late-payment-in-cibil-and-experian-report?page=1#post_9013288
Bizarre situation. Once I got a call from HDFC saying that my CC bill was due. I was like but I paid completely. She said some 5rs is pending. AFAIK, they won't report if the due is less than 100rs at least in the case of HDFC.
Better raise a complaint to be on the safer side.
https://www.desidime.com/discussions/bob-reported-rs-0-01-as-late-payment-in-cibil-and-experian-report?page=1#post_9013490
BoB deserves award, CIBIL should have common sense
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I was also once in such situation, had to pay bill of 0.50 paise, I paid 1 Rs to be on the safe side 🤪
I hope they haven't charged you late fees and interest on this. 😅
Not sure whether complaint can be raised or not, but you must go for it once.