BoB Visa Credit Card Live on GPAY for Merchant Payment Via QR Scan, NFC Tap & Pay etc.

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Finance Mentor
beastboy

https://play.google.com/store/apps/details?id=c...

Visa started following Rupay and launched merchant payment via QR Scan and more ways.

Expecting Mastercard , Diners and Amex to follow soon.

This feature also involves linking your Credit Card to to GPay app and making payments over

1. Tap & Pay at NFC enabled Merchant Shops Using Mobile with NFC (Useful when Merchant have only Swipe Machine available )

2. Shop Online on Select merchant Apps

3. Scan & Pay any Bharat QR

4. Pay for Bills and Recharge , DTH within GPay App with Credit Card of your choice

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https://imgur.com/S...WY

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Deal Subedar Deal Subedar
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Is this on UPI network or a private collaboration? 

Finance Mentor Finance Mentor
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Thunder766 wrote:

Is this on UPI network or a private collaboration? 

It wont be on UPI , it will be on VISA network ...
This functionality was available with OneCard , HSBC and some other credit cards from long.
Deal Subedar Deal Subedar
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beastboy wrote:
It wont be on UPI , it will be on VISA network ...
This functionality was available with OneCard , HSBC and some other credit cards from long.
Oh, I did not know about that. Thanks for letting me know.
Finance Ninja Finance Ninja
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Thunder766 wrote:

Is this on UPI network or a private collaboration? 

This is Bharat QR payment, Nothing new.

Only selected merchant accept Bharat QR and some merchant also charge you extra fees.

This feature is available since 2016 - https://www.npci.org.in/what-we-do/bharatqr/pro...

GooglePay launched this feature in 2020.

@beastboy
@Thunder766 
@hamidkamalhassan953
Deal Cadet Deal Cadet
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abhishek012 wrote:
This is Bharat QR payment, Nothing new.

Only selected merchant accept Bharat QR and some merchant also charge you extra fees.

This feature is available since 2016 - https://www.npci.org.in/what-we-do/bharatqr/pro...

GooglePay launched this feature in 2020.

@beastboy
@Thunder766 
@hamidkamalhassan953
you dont even need gpay you can do it with idfc mobile app too
this applies for any site which lets you pay via Bharat QR when you select upi for example gas booking can be done with Bharat QR under upi option but they charge you extra around 15 rs i think in some case like adani electricity pre payment also there is option of Bharat QR there it does not charge you anything  
Generous Generous
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woodfield753 wrote:
you dont even need gpay you can do it with idfc mobile app too
this applies for any site which lets you pay via Bharat QR when you select upi for example gas booking can be done with Bharat QR under upi option but they charge you extra around 15 rs i think in some case like adani electricity pre payment also there is option of Bharat QR there it does not charge you anything  
Bharat QR payment also available on SBICard app, one can pay using SBICard by scan Bharat QR code. 

Now few will enter to ask how to get Bharat QR merchant code. 😄
Finance Ninja Finance Ninja
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woodfield753 wrote:
you dont even need gpay you can do it with idfc mobile app too
this applies for any site which lets you pay via Bharat QR when you select upi for example gas booking can be done with Bharat QR under upi option but they charge you extra around 15 rs i think in some case like adani electricity pre payment also there is option of Bharat QR there it does not charge you anything  

Yes, Bharat QR is a merger of all QR payment - Cards like "Visa/master/RuPay/Amex and UPI"

All payment mode included in a single QR but they all operate in a separate payment rail.

Deal Cadet Deal Cadet
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JAYM wrote:
Bharat QR payment also available on SBICard app, one can pay using SBICard by scan Bharat QR code. 

Now few will enter to ask how to get Bharat QR merchant code. 😄

Yes .. you tell that too. joy

Finance Mentor Finance Mentor
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abhishek012 wrote:
This is Bharat QR payment, Nothing new.

Only selected merchant accept Bharat QR and some merchant also charge you extra fees.

This feature is available since 2016 - https://www.npci.org.in/what-we-do/bharatqr/pro...

GooglePay launched this feature in 2020.

@beastboy
@Thunder766 
@hamidkamalhassan953
This is not just QR Scan...
It supports the following

1. Tap & Pay at NFC enabled Merchant Shops Using Mobile with NFC

2. Shop Online on Select merchant Apps

3. Scan & Pay any Bharat QR

4. Pay for Bills and Recharge , DTH



Finance Ninja Finance Ninja
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beastboy wrote:
This is not just QR Scan...
It supports the following

1. Tap & Pay at NFC enabled Merchant Shops Using Mobile with NFC

2. Shop Online on Select merchant Apps

3. Scan & Pay any Bharat QR

4. Pay for Bills and Recharge , DTH



I know. HCE NFC technology also available in SamsungPay app, Pockets app etc
Post Mogul Post Mogul
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I added my BoB visa card in Google pay more than a year ago

Deal Cadet Deal Cadet
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What's new in this? Totally misleading post!

Benevolent Benevolent
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If your phone doesn't have NFC, it won't work. Whereas UPI CC works regardless of it

Deal Cadet Deal Cadet
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before upi era, there was mvisa and masterpass qr payment systems, where the merchants doent need to own the machine, but rather display a qr where the customers can pay with mvisa and masterpass app which had their card linked. then came bharat qr that integrates these two qr systems and rupays own qr system, and also third party apps like gpay also supported scanning these codes. 

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