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Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback

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abhishek012

Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback:

Trick 1 - 

Note - Payzapp mini kyc user limit is Rs10,000 per month and payzapp full kyc user limit is 2 lakhs per month.

Step 1 - first download new payzapp app (If you already use new payzapp app then go to step 2)- https://www.desidime.com/deals/new-payzapp-app-...

Payzapp's new app waitlist bypass steps -

Download and Open the new app from the play store
1. Enter the number
2. Tap on Proceed Securely button and immediately turn off the internet.
3. Once you see a select sim card pop up, turn the network back on and wait till you see the network icon and press send SMS.
Done - Welcome to the new payzapp app.

You may need to try this a few times to make it work.
Two sims in the device may help this process work easier.

Step 2 - now load money through any Credit cards (BOB Eterna give 3.75% Cashback for wallet loading))

1st time load Rs100.

Now go to your payzapp >> profile >> payzapp wallet and copy your payzapp Virtual card details.

Step 3 - Open Uber app and go to paytm payment option

add Rs100 and pay through your payzapp Virtual card details.

Tada! your money successfully loaded to your paytm wallet.

Step 4 - Note - 2nd time load Rs9900 and transaction again to paytm wallet load via Uber app.

3rd time, many users get "lost in space error" on paytm wallet load via Uber.

so, i recommended try Rs100 3rd time and check transaction working or not.

If working then 4th time try Rs9900 and transaction again to paytm wallet load via Uber app.

5th time again try Rs100, if everything working perfectly then go ahead otherwise wait 24 to 48hrs and then transaction again.

Every 10k spend, next time use Rs100 transaction. Dnt load higher amount of money in your Payzapp wallet.

You can also delink your paytm wallet and link again to uber app, if you get "lost in space error".

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Trick 2 -

If you have BOB or Kotak Credit card then you can also pay these banks credit card bill through your Payzapp wallet balance.

If full due amount showing to pay then after paid, remove the biller and add again to pay again through Payzapp wallet balance.

Note - Only BOB  and kotak credit card bills (BBPS) are supported through payzapp wallet payment.

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Trick 3 -

Another trick is Mobikwik wallet RuPay card. Load money to your mobikwik wallet using Credit card or Amex card and use Mobikwik wallet RuPay card to paytm wallet via Uber app. already explain here - https://www.desidime.com/deals/mobikwik-free-cr...

Just Remember - always use your full mobikwik balance for your mobikwik wallet RuPay card transaction to load money in paytm wallet via Uber app.

Note - when you use Mobikwik wallet RuPay card on Paytm wallet load via Uber app, use this payment gateway only, dnt use another one, otherwise 2.5% charges applied. Also use full mobikwik wallet balance. see here gateway page screenshot -

mksuccess

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Trick 4 -

Maya money wallet RuPay card - mini kyc 10k free credit card loading limit per month (i think full kyc option also available, you need to contact mayamoney support team. Full kyc limit 2 lakhs per month).

Full details about mayamoney wallet app and signup process here - https://www.desidime.com/discussions/another-tr...

Note - after load money, you need to wait minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

First time try Rs1 or Rs100 and load to paytm wallet via Uber app.

One important thing, 2 different payment gateway page open and both gateways, i successfully loaded but you need to wait  minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

success

My Mayamoney Wallet transaction history, see here after load money dnt do any transaction within 16 to 20 mins, otherwise transaction getting dislined. after 16mins transaction success -

Screenshot20230305-032218

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Trick 5 -

Aeronpay wallet RuPay card. Well, if you already have Aeronpay wallet full kyc then use Aeronpay wallet RuPay card to  paytm wallet via Uber app.

I m not recommended any new users to do full kyc on Aeronpay wallet. Only old users try because your money will get stuck for few days/weeks.

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Trick 6 -

Paulpay wallet - I m not verified yet with Paulpay wallet RuPay card because i think mayamoney and paulpay wallet limit is shared and Paulpay wallet also charge 1% for credit card loading.

Paulpay wallet - mini kyc limit 10k and full kyc limit 2 lakhs per month

If you want to try then i recommended try first time with Rs1 and also wait 16 to 20 mins before transaction to paytm wallet via Uber.

Full details about paulpay wallet app and signup process here - https://www.desidime.com/discussions/new-trick-...

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
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2 lakhs per month, do it 5 times in 5 months = 10 lakh = IT notice

Enjoy

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Digitalguy wrote:
2 lac includes Wallet load and spend by payzapp card.
I have loaded 1.1 Lac and spent 1 lac

So transaction limit breached
No.

Read payzapp all limits here -

Screenshot20230316145648PayZapp

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rohithkumarsp543 wrote:

This 10L is from jan to Dec or April to March? 

You're saying it's best to keep the total spends of CC to 10L cumulative? 

1st of April to 31st of March Next year
This is how we calculate one financial year right ?

And yeh if you have 1 card from 1 bank then its 10L
If its 2Cards from 1 bank then also total of 10L combined

Now if you have 3 cards from 3 different banks then 10L for each
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nishantddimer wrote:
If I convert my old payzapp to new payzapp then my 5k money in old wallet is safe.. will it get transferred to new wallet or not ???

For most people, it gets transferred.

But if u r lucky (or unlucky) like me, u will have both wallet simultaneously without any transfer.

Either way ur amount remains safe and u can transfer next month in worst case.

Generous Generous
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Knight11 wrote:

For most people, it gets transferred.

But if u r lucky (or unlucky) like me, u will have both wallet simultaneously without any transfer.

Either way ur amount remains safe and u can transfer next month in worst case.

How ur both wallets active

Are the pan number same for both

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nishantddimer wrote:
If I convert my old payzapp to new payzapp then my 5k money in old wallet is safe.. will it get transferred to new wallet or not ???
Yes, your wallet balance will transfer to new payzapp app wallet.
Deal Subedar Deal Subedar
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insta wrote:

How ur both wallets active

Are the pan number same for both

I have no idea, some glitch happened with few users. I have only one pan. Both accounts are full kyc.

Deal Cadet Deal Cadet
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Apart from Paytm, which other wallets we can load using payzapp?

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swordfish wrote:

Apart from Paytm, which other wallets we can load using payzapp?

Bajaj wallet and Airtel wallet mini kyc account.
Post Emperor Post Emperor
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@abhishek012 bro onecard bill payment currently not supported via cheq, and cred spin is kind of useless these days. Can you please tell me from where i can pay the bill of my onecard to get some reward/cb ?

Deal Cadet Deal Cadet
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Will HDFC DINERS card give reward points on Payzapp load?

Deal Cadet Deal Cadet
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For Payzapp full KYC account, Limit is 1 lac

Limit is set to 2 lac in the settings option

Still I am getting error after 1 lac - Transaction limit breached.

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Digitalguy wrote:

For Payzapp full KYC account, Limit is 1 lac

Limit is set to 2 lac in the settings option

Still I am getting error after 1 lac - Transaction limit breached.

New payzapp app, full kyc -

load limit is 2 lakhs but spend limit is 1 lakh per month. 😀

Deal Cadet Deal Cadet
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abhishek012 wrote:

New payzapp app, full kyc -

load limit is 2 lakhs but spend limit is 1 lakh per month. 😀

2 lac includes Wallet load and spend by payzapp card.
I have loaded 1.1 Lac and spent 1 lac

So transaction limit breached
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Digitalguy wrote:
2 lac includes Wallet load and spend by payzapp card.
I have loaded 1.1 Lac and spent 1 lac

So transaction limit breached
No.

Read payzapp all limits here -

Screenshot20230316145648PayZapp

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Me also is showing lost in space after 20k transfer.

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Azim9984 wrote:

Me also is showing lost in space after 20k transfer.

Just wait few hours or 24hrs and load again. Dnt transaction more than 9k in a single transaction.

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abhishek012 wrote:

Just wait few hours or 24hrs and load again. Dnt transaction more than 9k in a single transaction.

Ok bro..thank you.
Post Emperor Post Emperor
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Now new payzapp app did not allow wallet load via cc.My 3 transaction got decline everytime.

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Azim9984 wrote:

Now new payzapp app did not allow wallet load via cc.My 3 transaction got decline everytime.

New credit card use ? wait few hours and try. i think new credit card load limit is 2k for next 4hrs something.
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Azim9984 wrote:

Now new payzapp app did not allow wallet load via cc.My 3 transaction got decline everytime.

I think Monthly wallet load 1lac is over

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abhishek012 wrote:
New credit card use ? wait few hours and try. i think new credit card load limit is 2k for next 4hrs something.
I am hdfc corporate cc user and having full kyc 2L limit.Yesterday added 30k from my cc.Same used today even smaller amount,it does'nt work.
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Azim9984 wrote:
I am hdfc corporate cc user and having full kyc 2L limit.Yesterday added 30k from my cc.Same used today even smaller amount,it does'nt work.

Even full kyc 1 lac wallet load only

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Siva1Bopparaju wrote:

I think Monthly wallet load 1lac is over

Bro...i rarely used my hdfc corporate cc,If there is any spend offer given by the bank then used.Otherwise i always using my Sbi cashback cc to fetch 5%.

Only 31k approximately used through my hdfc cc.
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Siva1Bopparaju wrote:

Even full kyc 1 lac wallet load only

Oh ! But on my account,it showing 2L.20230324212440

Post Tycoon Post Tycoon
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Azim9984 wrote:
Oh ! But on my account,it showing 2L.20230324212440

Check passbook->insights make sure 1lac in others completed or not

Post Emperor Post Emperor
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Siva1Bopparaju wrote:

Check passbook->insights make sure 1lac in others completed or not

No bro...sure
Deal Cadet Deal Cadet
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How to pay BOB credit card bill via payzapp wallet balance?

Deal Newbie Deal Newbie
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rusty.james wrote:

@abhishek012 bro onecard bill payment currently not supported via cheq, and cred spin is kind of useless these days. Can you please tell me from where i can pay the bill of my onecard to get some reward/cb ?

Postpe
Deal Cadet Deal Cadet
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i am getting calls(suspicious activity) for trying this trick from bank. why?

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I_AM_5RAV5 wrote:

i am getting calls(suspicious activity) for trying this trick from bank. why?

Payzapp right ? because everyone start doing payzapp wallet load and instantly transfer to Paytm wallet. 😀

No need to worry about anything. Just receive the call and confirm that's it.
Deal Cadet Deal Cadet
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abhishek012 wrote:
Payzapp right ? because everyone start doing payzapp wallet load and instantly transfer to Paytm wallet. 😀

No need to worry about anything. Just receive the call and confirm that's it.

Ok thank you

Deal Newbie Deal Newbie
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rusty.james wrote:

No one is asking you to make it 10L plus

Like if you are having multiple credit cards if u still getting benefitted for wallet load if wallet load is getting counted for reaching milestone benefits/ or reaching to that limit so that no annual charges will be there use it

And as far as i know people using credit cards for long ( not ameture ones ) knows that 10L+ Usage thing

This 10L is from jan to Dec or April to March? 

You're saying it's best to keep the total spends of CC to 10L cumulative? 

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