Business credit card
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Hi, Anyone can guide how to get business credit card ? Main purpose is to pay Utility bill to earn something than nothing. Monthly electricity bill is around 4 lakhs
Found that SBI and HDFC have business variants but dont know how to apply for same
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what’s the better than normal benefit?
Check this out
https://www.karboncar...m/
2 crore ka cash balance chahiye inko bank account me , lol
I have business regalia. Whats the key difference and advantage from regalia to business regalia. By the way i am not a business person but hdfc gave me business regalia instead of regalia . Dont know what extra benefit i get out of this. Somebody shower some benefits to me
Features
Up to 50 days interest free credit period
- Earn Reward Points for every Rs 150 spent:
-- 4 Reward Points on all spends. - 5% Cashback on Telecom, Utility, Govt & Tax Payments.
(Maximum cashback of Rs.500 per statement on minimum monthly spends of Rs.20,000.)
Terms and Conditions - Current
Account Holders: Get double cashback on all Business essentials such as
Telecom, Utility, Govt and Tax payments only upto Rs. 1000 per
statement. Cashback capped at Rs.500 per statement on minimum monthly
spends of Rs. 20,000 from second year onwards - POS Rental
Reversal: On monthly spend of Rs 30,000 on your credit card and monthly
volume of Rs 25,000 on POS machine capped at Rs.1000 per month.
Additional Features
-
Utility Bill Payments : Register your Credit
Card with SmartPay, HDFC Bank's Utility Bill payment service. You can
then ensure that all your utility bills are paid on time, conveniently
and easily. -
Zero Lost card liability : In the
infortunate event if you lose your HDFC Bank Business Regalia credit
card, report it immediately to our 24-hour call centre. After reporting
the loss, you have a zero liability on any fraudulent transactions made
on your card.
Exclusive SmartBuy Business portal for all Business cardholders. -
Revolving Credit : Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
Lowest
foreign currency mark up of 2% on all your foreign currency
spends Cover of upto Rs 900,000 is available to primary card holder
https://www.hdfcbank.com/personal/pay/cards/bus...
Even i have business regalia :p
HDFC gives business cards to those who show occupation as business or self employed.
No significant difference between their general and business cards, even utility bill payment rewards or cashback benefits are mainly for first year for basic cards.
Regalia and up has better benefits like lounge etc. Starter ones are the same... I'm dissatisfied.
And yes, business cards have same Bin number as corporate cards.
As a first timer, they are offering business moneyback. So should I get it ? Is there any way that we can get directly business regalia ? I want to take card on my wife's name as she is proprietor in my firm, she had apay card with limit of 1.7
youll need to share ITR with them , i have 2 Business CC and the benefits are great. always better than using normal consumer cards.