Buy item Above the credit limit (Maybe Trick)
- 10021
- 32
-
- Last Comment
What I found out till now. If you want buy item over and above your credit limit you have to pay first in card like,
In SBI and CITI if want to but item of 55000rs and your credit limit is below that(<54000) then you have to pay the extra amount in card. Then you can make payment.
The extra amount will show in . Want to buy iphone of 68000 have cc limit of 50000. Pay extra 18000 in card first, it will show -18000 as available limit. → Placeorder.
Eg
This trick works in SBI and CITI card (Self tested)
HDFC doesn’t lets you go above limit. Over limit trick wont work (Also self tested)
Not tried in ICICI and other if anyone have tested let me know in comments.
NOTE— This doesn’t works for EMI purchase only full payment.(EMI purchase blocks your limit and in this case you are going above limit)
- Sort By
Even if we have paid in advance?
Yeah! Good point. Why not try that yourself and let others know how much time it took.
Till then you can try this.
Can anyone try this on Kotak credit card and report back.
Did u chck for kotak?
Does this work on axis for full payment?
![Load Your Bajaj Wallet With Minimum Rs 1000 & Get Flat Rs 10 On First 5 Transactions [Till 5 PM]](https://cdn2.desidime.com/topics/photos/1779707/medium/Screenshot2024-04-24at4.05.49PM.png?1713954978)
![[New Launch] Redmi Pad SE 4 GB Ram 128 GB ROM 11.0 inch with Wi-Fi Only Tablet](https://cdn1.desidime.com/topics/photos/1779535/medium/-original-imahy8eh9sums95h.jpeg?1713935543)
 for Rs. at ){kind=link}
You will be charged Over limit fees.