Buy item Above the credit limit (Maybe Trick)

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What I found out till now. If you want buy item over and above your credit limit you have to pay first in card like,
In SBI and CITI if want to but item of 55000rs and your credit limit is below that(<54000) then you have to pay the extra amount in card. Then you can make payment.
The extra amount will show in .
Eg
Want to buy iphone of 68000 have cc limit of 50000. Pay extra 18000 in card first, it will show -18000 as available limit. → Placeorder.

This trick works in SBI and CITI card (Self tested)
HDFC doesn’t lets you go above limit. Over limit trick wont work (Also self tested)
Not tried in ICICI and other if anyone have tested let me know in comments.

NOTE— This doesn’t works for EMI purchase only full payment.(EMI purchase blocks your limit and in this case you are going above limit)

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PshycoKiLLeR wrote:

Can anyone try this on Kotak credit card and report back.

Did u chck for kotak?

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