Can a bank/nbfc report to CIBIL without pancard

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Tekk

Yes as the title suggests..Can a bank/nbfc report to CIBIL without pancard number..?   A finance company asked only my aadhar card and didn't asked Pancard..

Can they still report to CIBIL with just aadhar number?

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Deal Cadet Deal Cadet
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What kind of Bank/NBFC is that  O.O

Critic Critic
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They can I think because as far as I know it is not a govt/rbi rule not to give loan to someone having no pan card.

Spearhead Spearhead
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Microfinance companies disburse loan on the basis of Aadhar card. Moreover their system shows how many loans are active on the given aadhar card.
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How..? Banks/NBFCs don't report aadhar number to credit agencies..they do report voter ID,DL Number etc..

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Finance Ninja Finance Ninja
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You are right, Earlier In 2013 my father applied for a Vehicle Loan from an NBFC and they asked father's VOTER ID and I can see that in the CIBIL Report in the Documents Section of the Report.

So, Sometimes they consider.

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Yes ..they can report through voter ID number..but i didn't find aadhar number in any of my credit report from last 6 years..

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yes, they do

pan card, voter id, DL, Passport and aadhar 

eg : for bike loan, they ask for Dl and other docs and when they report they report your DL to all credit bureaus

some others report aadhar to credit bureaus also

nowadays companies only need your mobile no to give you money and then they report to credit bureaus linked to that mobile no..

CAUTION : If you changed your number and your old number is given to someone else then that person can enjoy and you have to pay for that..

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