https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8969995
What kind of Bank/NBFC is that O.O
Can a bank/nbfc report to CIBIL without pancard
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Yes as the title suggests..Can a bank/nbfc report to CIBIL without pancard number..? A finance company asked only my aadhar card and didn't asked Pancard..
Can they still report to CIBIL with just aadhar number?
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https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8970135
They can I think because as far as I know it is not a govt/rbi rule not to give loan to someone having no pan card.
https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8970156
Microfinance companies disburse loan on the basis of Aadhar card. Moreover their system shows how many loans are active on the given aadhar card.
https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8970393
You are right, Earlier In 2013 my father applied for a Vehicle Loan from an NBFC and they asked father's VOTER ID and I can see that in the CIBIL Report in the Documents Section of the Report.
So, Sometimes they consider.
https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8970549
yes, they do
pan card, voter id, DL, Passport and aadhar
eg : for bike loan, they ask for Dl and other docs and when they report they report your DL to all credit bureaus
some others report aadhar to credit bureaus also
nowadays companies only need your mobile no to give you money and then they report to credit bureaus linked to that mobile no..
CAUTION : If you changed your number and your old number is given to someone else then that person can enjoy and you have to pay for that..
https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8970854
shraaj wrote:You are right, Earlier In 2013 my father applied for a Vehicle Loan from an NBFC and they asked father's VOTER ID and I can see that in the CIBIL Report in the Documents Section of the Report.
So, Sometimes they consider.
Yes ..they can report through voter ID number..but i didn't find aadhar number in any of my credit report from last 6 years..
https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8970857
veteran-hunter wrote:
Microfinance companies disburse loan on the basis of Aadhar card. Moreover their system shows how many loans are active on the given aadhar card.
How..? Banks/NBFCs don't report aadhar number to credit agencies..they do report voter ID,DL Number etc..
https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8972261
https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8972980
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veteran-hunter wrote:
I had worked in a microfinace company for few years. Before disbursing loan, they check credit history from CIBIL by punching customers aadhar details on portal.
Can they check credit history without pan number?
https://www.desidime.com/discussions/can-a-bank-nbfc-report-to-cibil-without-pancard?page=1#post_8973014
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