Can I convert my FD based Onecard to UNSECURED ?

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Last Comment 2022-08-15

name_not_imp...

2022-08-12

If so, how? whats the procedure ?

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https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8628464

Kochiro

2022-08-12

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nope and if you close it then you will never get onecard

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8629245

ashu2

2022-08-13

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Trash.

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8628691

batmanBABA

2022-08-12

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Not possible..... Confirmed from customer care head of one card... Befire closing my fd card

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8630330

guest_999

2022-08-13

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How much premature withdrawal penalty was levied on fd interest?

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https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8629704

RaviMehta15

2022-08-13

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Also, does any one know how to close Add-On Family card from main account? Or if I close my main account, all add on will be deleted automatically?

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8629736

getready

2022-08-13

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Not sure if OneCard allows cancellation of Add-on cards (You can try contacting their twitter support but they lack information on a lot of things) but with any bank/cc.. alongside the original card, add-on cards will get suspended automatically once account closure requested is placed

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8633225

cooljazz

2022-08-15

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i have now 2 another banks unsec card, should i close my fd based onecard, its 4 months old now ... !!!!!!!

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8633239

UniqueDimer

2022-08-15

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If you take a couple of minutes to read the comments here, you'll come to the conclusion yourself.

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https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8633265

cooljazz

2022-08-15

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Oky Oky will wait sweat_smile

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8633308

Watcher

2022-08-15

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So it means its better not to open FD based Onecard for genarating CIBIL score for beginners as they can never convert it to unsecured onecard after that. @Kochiro @batmanBABA

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8633327

batmanBABA

2022-08-15

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Yes better open it in icici or axis... If u will have one card for them.. Getting secured card is easy.... Then after that u can close the fd one and get money back

https://www.desidime.com/discussions/can-i-convert-my-fd-based-onecard-to-unsecured?page=1#post_8633511

Kochiro

2022-08-15

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I think these onecard creators just want to show active users or at least users growth in their app that's why they have these tactics which won't let them retain fd users. There was a time when they were giving 2k referral reward for adding a user who get 2K rs FD card so basically free money. Add cred invite money in that and you basically get most folks on board with onecard but as we know these fd based onecard users are either jobless or from small cities so not their targeted folks. I wonder if they will ever let me have onecard someday.