Can sbi credit card be used for a transaction higher value the the limit by prepayment?
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pls help. I need to use card for the transaction amount more than the limit. Is it allowed? Any charges?
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no, but yes offline jewellery store.
I don’t think it is possible anymore, last year friend tried paying a bill more than credit limit by adding fund in advance but txn was declined saying something like max monthly txn limit reached.
not possible
nopr
Possible, did last week.
bro, can u share more details, others are saying it’s not possible.
https://www.sbicard.com/en/most-important-terms...
H. Overlimit fees – As a service gesture SBI Card may approve certain
transactions attempted by the cardholder which are over and above the
credit limit, please note that if the outstanding amount exceeds the
credit limit, an over-limit fee of 2.5 % of the over-limit amount or Rs.
600, whichever is higher will be levied. Over-limit status may also be
applied because of fees and/or interest charges. Over-limit fees will be
levied for every instance of the outstanding amount exceeding the
credit limit in a billing cycle.
used to work earlier
haven’t tested recently
see this thread-
Buy item Above the credit limit (Maybe Trick)
Please Visit
https://ddime.i...K1
My cousin paid cc bill of 20k through cred. But later SBI autodebited his account for that 20k as well. How can we get that amount back?
As per my knowledge its not possible as there is max transaction limit is set in the application and it cannot be more than Credit limit.
(Not tried but logically not possible)
Fk Gold?