Can we have 2 HDFC accounts

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Deal Cadet
Tekk

I have 1 hdfc account  it has huge negative balance from long time. Tried to open another account online today. completed all the process at the end it’s shown “Congratulations. One of our executive will call you to sign the documents”


want to know anyone here  have 2 HDFC accounts..?

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Deal Cadet Deal Cadet
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Sudarshan61 wrote:

yes..have 3 saving

how did you manage to open 3 accounts ? Care to discuss?

Deal Cadet Deal Cadet
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Sudarshan61 wrote:

yes..have 3 saving

how..

all 3 in same branch..?

all 3 are active..?

Commentator Commentator
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they will freeze ur balance as soon as your account credited, happened with me in kotak bank, they will deduct their charge and rest money u can use.

Deal Subedar Deal Subedar
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Tekk wrote:

how..

all 3 in same branch..?

all 3 are active..?

Yes 

Yes





Deal Subedar Deal Subedar
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chotabaxxa800 wrote:

how did you manage to open 3 accounts ? Care to discuss?

1st account was opened online Saving Max. 

2nd account was opened special Gold. Took choice account number by giving 5Lac cheque ..everything done manually

3rd account Salary Account. Opened online.

all account tagged to same branch and active..Debit card combination to optimise cashback as per my spending 


Deal Cadet Deal Cadet
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monu.tanwar123262 wrote:

they will freeze ur balance as soon as your account credited, happened with me in kotak bank, they will deduct their charge and rest money u can use.

so do you mean.. they will freeze balance in new account..

Commentator Commentator
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Tekk wrote:

so do you mean.. they will freeze balance in new account..

yes and deduct their AMB  and whatever charges

Deal Subedar Deal Subedar
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i am having 4 accounts ,opened around in 2016-17. 2 savings,1 salary account and 1 Savings Max account. two years back my RM upgraded to classic banking , from then  Zero  balance maintaining  in all the accounts😄

Deal Cadet Deal Cadet
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TEMPER wrote:

i am having 4 accounts ,opened around in 2016-17. 2 savings,1 salary account and 1 Savings Max account. two years back my RM upgraded to classic banking , from then  Zero  balance maintaining  in all the accounts😄

customer id is same for all accounts?

Deal Lieutenant Deal Lieutenant
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Sudarshan61 wrote:

1st account was opened online Saving Max. 

2nd account was opened special Gold. Took choice account number by giving 5Lac cheque ..everything done manually

3rd account Salary Account. Opened online.

all account tagged to same branch and active..Debit card combination to optimise cashback as per my spending 


can we get 3 different credit cards ?

Chennai Super Kings Chennai Super Kings
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hackerboys wrote:

can we get 3 different credit cards ?

Hdfc allows only 1 cc per customer , except for a few rare cases

Deal Cadet Deal Cadet
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Do full and final settlement of old account ASAP

Else they will levy charges in new account

Deal Cadet Deal Cadet
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They can do whatever they want (account number could be more than 1) as long as Customer ID of all the accounts for same pan card is only one. As limitation of a bank for a pan card is with customer ID. Customer ID should be same for one person (RBI rule).

Deal Cadet Deal Cadet
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kkrulesdnation wrote:

Do full and final settlement of old account ASAP

Else they will levy charges in new account

Visited the branch and they said ,they can’t waive off the charges and asked me to pay total amount.

Deal Cadet Deal Cadet
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Tekk wrote:

Visited the branch and they said ,they can’t waive off the charges and asked me to pay total amount.

How much dues ?
You can say u werent using the account and not aware of the charges

Deal Cadet Deal Cadet
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kkrulesdnation wrote:

How much dues ?
You can say u werent using the account and not aware of the charges

Its showing -25k Now

Deal Cadet Deal Cadet
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Tekk wrote:

Its showing -25k Now

U say
Cant pay so much
Its too much
Tell them to settle midway
Faltu charges lagaye hai

Deal Cadet Deal Cadet
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kkrulesdnation wrote:

U say
Cant pay so much
Its too much
Tell them to settle midway
Faltu charges lagaye hai

Thats why i thought to open a 2nd account..

Deal Cadet Deal Cadet
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Tekk wrote:

Thats why i thought to open a 2nd account..

Talk to them
Take someone else along
Do a settlement

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