https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079212
Apply for RuPay Platinum debit card and every month you will get Rs100 off on amazon wallet load, your debit card charges will recover.
Canara Bank - avoid SMS and card charges
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My father had an account with Syndicate Bank which is now Canara Bank. Since coming under Canara Bank, we started seeing charges being levied – previously he had SMS alerts disabled but now with alerts coming, charges also started appearing. He was quite unhappy with the charges given the fact that SMS alerts were far and few due to less transactions but charges were ₹18/quarter including taxes. So I set to find a way out and today discovered Canara Jeevandhara – SB Account for Senior Citizens which in addition to free SMS alerts offers free debit card (might be Rupay) with person’s photo and name. Only two free remittances are shown to be free under NEFT/RTGS but IMPS is reportedly free.
For non-senior citizens, there is Canara SB Power Plus – requires ₹1 lakh AQB though, free photo Platinum debit card, SMS, IMPS, NEFT, RTGS free.
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https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079271
How to convert account to this variant?
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079287
abhishek012 wrote:Apply for RuPay Platinum debit card and every month you will get Rs100 off on amazon wallet load, your debit card charges will recover.
RuPay Platinum debit card is not free!!
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079291
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Nighthawk69 wrote:RuPay Platinum debit card is not free!!
Every month you save Rs100 on amazon wallet load. 
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079344
I have my fathers account in canara bank
Gave written application to branch manager
Sms charges stopped .This was in 2017
If still levied complain to RBI
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079518
I think sms alert is something which shouldn’t be disabled and it helps to alert us during any wrongdoing by hackers.
Imagine you’re asleep a late night, and someone trying to gain access in your Bank account or if any unknown charges are deducted ? How would come to know?
Bank will call you ? Nor we can’t be tracking NetBanking or mobile app 24/7 ?
18₹ is not much seeing the benefit you’re getting.
Also that can recovered if you have balance of 10~15K as interest.
Though you can go ahead and request to BM for the stoppage of the same.
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079534
M.MAHI wrote:SMS alert service means you can check your account balance or bank transaction statement through sms or call. After SMS alert service disabled, you still receive bank otp and transaction debit/credit sms. for example - If i use bank of India miss call based balance check SMS. Bank of India deduct approx Rs18 from my bank account every 3 months. so, i stop using miss call based balance check. Now no SMS alert service charges debited from last 2 years.
I think sms alert is something which shouldn't be disabled and it helps to alert us during any wrongdoing by hackers. Imagine you're asleep a late night, and someone trying to gain access in your Bank account or if any unknown charges are deducted ? How would come to know? Bank will call you ? Nor we can't be tracking NetBanking or mobile app 24/7 ? 18₹ is not much seeing the benefit you're getting. Also that can recovered if you have balance of 10~15K as interest. Though you can go ahead and request to BM for the stoppage of the same.
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079562
M.MAHI wrote:This sms alert is just like those VAS charges charged by AVOID even when you won't need it. Balance updates and all other important updates are provided by default and there won't be any charges for transactions alerts. The irony here is, you won't even get an sms about deducting this sms charges from Your account.
I think sms alert is something which shouldn't be disabled and it helps to alert us during any wrongdoing by hackers. Imagine you're asleep a late night, and someone trying to gain access in your Bank account or if any unknown charges are deducted ? How would come to know? Bank will call you ? Nor we can't be tracking NetBanking or mobile app 24/7 ? 18₹ is not much seeing the benefit you're getting. Also that can recovered if you have balance of 10~15K as interest. Though you can go ahead and request to BM for the stoppage of the same.
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079632
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https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079633
abhishek012 wrote:Apply for RuPay Platinum debit card and every month you will get Rs100 off on amazon wallet load, your debit card charges will recover.
This is for all banks or just Canara bank? And validity of this offer?
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079685
rohan8397 wrote:How to convert account to this variant?
Dad got it done by visiting the branch. It was done in less than ten minutes. He told me that he had to sign a form and rest was done by the branch officials. We later verified that the account type was changed through net banking.
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079823
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catchchirag wrote:This is for all banks or just Canara bank? And validity of this offer?
All banks except paytm bank.
Validity March 2022 (if not extended).
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8079993
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abhishek012 wrote:SMS alert service means you can check your account balance or bank transaction statement through sms or call.
After SMS alert service disabled, you still receive bank otp and transaction debit/credit sms.
for example – If i use bank of India miss call based balance check SMS.
Bank of India deduct approx Rs18 from my bank account every 3 months. so, i stop using miss call based balance check. Now no SMS alert service charges debited from last 2 years.
If sms alerts are deactivated , will we get suspicious activity alerts via sms ?
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8080012
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M.MAHI wrote:If sms alerts are deactivated , will we get suspicious activity alerts via sms ?
Yes, of course.
SMS alert is a VAS ( Value Added SMS ) services.
Some banks like bank of India offer SMS alert services only if you use any sms banking services.
I guess bank like Canara Bank or few other PSU banks offer SMS alert service only if you use any sms banking services. If you dnt use any sms alert services like sms or misscall based bank account balance check, transaction statement check then bank will not deduct any sms alert fees from your account.
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8669341
When I visited Canara Bank and requested to stop SMS alerts and stop taking SMS charges, an officer (not a clerk) said they will have to delete my mobile number from bank account. That was the only way to stop SMS charges. But I am sure she was wrong. Basic transaction SMSes still come even though these SMS alerts and charges are stopped.
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8669383
some1anywhere wrote:try from internet banking or the canara bank app for thisWhen I visited Canara Bank and requested to stop SMS alerts and stop taking SMS charges, an officer (not a clerk) said they will have to delete my mobile number from bank account. That was the only way to stop SMS charges. But I am sure she was wrong. Basic transaction SMSes still come even though these SMS alerts and charges are stopped.
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8669409
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8957532
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do we need to make any changes there for the sms alerts to stop and we dont get charged
some1anywhere wrote:canara bank internet banking shows enable sms registration in other services sectionI looked in both, the app and internet banking but couldn't find anywhere. If anyone knows, please let me know.
do we need to make any changes there for the sms alerts to stop and we dont get charged
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8957581
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desiman wrote:Where in Other services? I see only vernacular SMS option there, as in changing the language of the SMS. No option turn off optional SMS alerts. (As per RBI, credit and debit transaction SMS should always be sent and are not chargeable).
canara bank internet banking shows enable sms registration in other services section
do we need to make any changes there for the sms alerts to stop and we dont get charged
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8957591
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abhishek012 wrote:is this all banks?
SMS alert service means you can check your account balance or bank transaction statement through sms or call. After SMS alert service disabled, you still receive bank otp and transaction debit/credit sms. for example - If i use bank of India miss call based balance check SMS. Bank of India deduct approx Rs18 from my bank account every 3 months. so, i stop using miss call based balance check. Now no SMS alert service charges debited from last 2 years.
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8957600
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some1anywhere wrote:click other services then left side bottom 2nd last sms alerts is shown
Where in Other services? I see only vernacular SMS option there, as in changing the language of the SMS. No option turn off optional SMS alerts. (As per RBI, credit and debit transaction SMS should always be sent and are not chargeable).
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8957615
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8957702
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8958291
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some1anywhere wrote:I see no 'SMS alerts' at all.
shows between register track complaint and leave feedback as enable sms registration
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8987068
My account has been debited with inr 978/-, when I checked the statemn t shows for actual sms charges. Can anyone help me why it hs been deducted, if deducted does the sms charged from banks are so high, Please help??
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8987133
ksyedu86399 wrote:Go to your home branch & ask for clarification, sms charges can't be this high.My account has been debited with inr 978/-, when I checked the statemn t shows for actual sms charges. Can anyone help me why it hs been deducted, if deducted does the sms charged from banks are so high, Please help??
https://www.desidime.com/discussions/canara-bank-avoid-sms-and-card-charges?page=1#post_8987915
ksyedu86399 wrote:My account has been debited with inr 978/-, when I checked the statemn t shows for actual sms charges. Can anyone help me why it hs been deducted, if deducted does the sms charged from banks are so high, Please help??
Some banks are charging 25p per sms have u done high transactions
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