Car Insurance : Acko

Deal Subedar

hey dimers,
hope you and all your near ones are healthy an safe.

my car is going to complete 1 year soon. at the time of purchase company has given me pre provided zero dep insurance which is ending soon.

now i am looking for a zero dep car insurance.

can anyone tell me about acko car isurance or suggest another option.

thank you

4 Dimers
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My car will be four years old in Sept. I am planning on buying Acko car insurance from Amazon in which I am planning on taking depreciation waiver(zero dip/bumper to bumper) addon, road side assistance addon, engine cover addon, apart from the usual comprehensive and third party covers. Acko doesn’r offer RTI (Return to Invoice) addon.

The above is costing me 4K less than my current car insurance which includes RTI addon apart from the above addons.

So how is acko car insurance, in terms of settlemnt, customer service etc. Is RTI necessary for a four year old car? The car won’t be driven much except for emergencies and such owing to the current covid situation or otherwise.

Also, I am the owner, but if my brother or other family members drive the car, will the PA cover addon cover my brother/family members? So if I don’t drive the car at all, should I even bother with the PA cover?


Acko claim service is very smooth. I claimed for my bike much better than other companies.