# Cashback on amazon pay icici card

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sardasa wrote:

What’s the worth of these 3x reward points?

1 RP = 0.25 Paise in terms of vouchers, recharge etc. on SBI Rewardz portal

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sardasa wrote:

What’s the worth of these 3x reward points?

If you pay cred bill worth 10000 you will get 100 points.
Suppose if you paid that 10000 as 2500x 4 times.
You will get 400 points.
400 points is equal to 100 rs.
Finally you got 1 percent back on 10000.

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JaiKrish1031 wrote:

If you pay cred bill worth 10000 you will get 100 points.
Suppose if you paid that 10000 as 2500x 4 times.
You will get 400 points.
400 points is equal to 100 rs.
Finally you got 1 percent back on 10000.

Didn’t understand the 2nd part.
How come paying 10k by breaking it in 4 parts giving more reward?

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A2Zdeals wrote:

1 RP = 0.25 Paise in terms of vouchers, recharge etc. on SBI Rewardz portal

On spending how much do we get 1 RP?

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sardasa wrote:

Didn’t understand the 2nd part.
How come paying 10k by breaking it in 4 parts giving more reward?

That’s sbi reward points system
If you do 4 transactions in a month you will get 3x more points as bonus.

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JaiKrish1031 wrote:

That’s sbi reward points system
If you do 4 transactions in a month you will get 3x more points.

Is there any cap on these 3x bonus RPs? So, suppose if I pay 10k×5 then I will get 100×5 + 500×3 = 2000 RPs in a month which i can later redeem for Rs. 500 worth AGC on SBI Rewardz portal?

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sardasa wrote:

Is there any cap on these 3x bonus RPs? So, suppose if I pay 10k×5 then I will get 100×5 + 500×3 = 2000 RPs in a month which i can later redeem for Rs. 500 worth AGC on SBI Rewardz portal?

No capping. BTW why redeeming 2000 reward points for Amazon voucher directly.
You can redeem max get more points in mobkwik itself. Now buy Amazon voucher with 5 percent discount  with supercash.

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JaiKrish1031 wrote:

If you pay cred bill worth 10000 you will get 100 points.
Suppose if you paid that 10000 as 2500x 4 times.
You will get 400 points.
400 points is equal to 100 rs.
Finally you got 1 percent back on 10000.

for 2500×4 you would get 25×4 points
And 2x makes it 200
3x (just heard haven’t seen) would make it 300
How 400?
Best case usually is 0.50%

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rpal wrote:

Yup. Why not. 1% on actual spends outgo-anywhere incl mobikwik (after adjusting for SC=discount amt=not getting charged on card).

Maths sounds interesting (if it is confirmed as accurate that is:) After adjusting for the operational hardwork and effort / risks of earning SC, yes it does mean benefit of Est. 0.95% icici card use on MK + 5% sc discount on MK + 2% prime benefit on amazon pay usage = 7.95%!!

Now to make it even more interesting, some people could claim that would use scb ultimate / hdfc diners or infinia type card (3% vs 1% for icici amazon variant) MK followed by rest of the process!!

Should one take it further by saying bill payment would be through cred or purchase on amazon would be through an affiliate. Somewhere the lucky figure of 10% may get hit. That is the hope and satisfaction for somebody who could manage to take so much effort and planning!!

And then, God bless the spiritual souls who manage to rise even above all this-and do not care about pretty much anything. For everybody else, credit cards are as interesting as the opposite se*. And this sustains at any age!!

best explanation….
Always Think “Sab Moh Maaya Hai”
TL: All is waste.

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A2Zdeals wrote:

for 2500×4 you would get 25×4 points
And 2x makes it 200
3x (just heard haven’t seen) would make it 300
How 400?
Best case usually is 0.50%

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JaiKrish1031 wrote:

No capping. BTW why redeeming 2000 reward points for Amazon voucher directly.
You can redeem max get more points in mobkwik itself. Now buy Amazon voucher with 5 percent discount  with supercash.

SBI Rewards are powered by Max Get More? If redeemed on MobiKwik then also 2k points = Rs. 500 in wallet? Any redemption fee like ICICI charges for payback redemption?

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sardasa wrote:

SBI Rewards are powered by Max Get More? If redeemed on MobiKwik then also 2k points = Rs. 500 in wallet? Any redemption fee like ICICI charges for payback redemption?

It says 99+ GST for each redemption. So accumulate huge points and then redeem.
I redeemed my points 10 days back but so far I didn’t get any charges.
Mostly charges will be there.

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JaiKrish1031 wrote:

It says 99+ GST for each redemption. So accumulate huge points and then redeem.
I redeemed my points 10 days back but so far I didn’t get any charges.
Mostly charges will be there.

If it says then it would be charged. If not immediately then they’ll be charged later.

How many points did you redeem and where did you redeem them? How many points can be redeemed at MobiKwik per month?

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sardasa wrote:

If it says then it would be charged. If not immediately then they’ll be charged later.

How many points did you redeem and where did you redeem them? How many points can be redeemed at MobiKwik per month?

No limits for max get more. I got around 800 rs. 4Reward Points equals 1Rupee.

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JaiKrish1031 wrote:

No limits for max get more. I got around 800 rs. 4Reward Points equals 1Rupee.

Cool. Thanks bro for patiently answering all the questions.
+kg

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A2Zdeals wrote:

for 2500×4 you would get 25×4 points
And 2x makes it 200
3x (just heard haven’t seen) would make it 300
How 400?
Best case usually is 0.50%

@azdeals you are correct. I have included activation bonus and quarterly bonus together. Classic debit variant gives 0.5 and platinum gives 0.75 effectively.

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JaiKrish1031 wrote:

@azdeals you are correct. I have included activation bonus and quarterly bonus together. Classic debit variant gives 0.5 and platinum gives 0.75 effectively.

Any idea which category does sbiintouch debit card fall under? Gold/classic/plat

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JaiKrish1031 wrote:

@azdeals you are correct. I have included activation bonus and quarterly bonus together. Classic debit variant gives 0.5 and platinum gives 0.75 effectively.

What are the charges for getting SBI platinum debit card?

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sardasa wrote:

What are the charges for getting SBI platinum debit card?

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sardasa wrote:

So, I can’t get it.

Essentially.

You just need to maintain monthly average balance of Rs. 5 lakhs or a platinum corporate salary package account.

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Roushh wrote:

Essentially.

You just need to maintain monthly average balance of Rs. 5 lakhs or a platinum corporate salary package account.

Don’t have any of them.
So, for starters they give Silver card? Assuming I go and open new SBA on Saturday, then which debit card will I get?

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sardasa wrote:

Don’t have any of them.
So, for starters they give Silver card? Assuming I go and open new SBA on Saturday, then which debit card will I get?

Open account through YONO app. Presently a/c is being opened in zero balance. You will get platinum debit card free of cost with 5 lacks accidental insurance.

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Roushh wrote:

Open account through YONO app. Presently a/c is being opened in zero balance. You will get platinum debit card free of cost with 5 lacks accidental insurance.

No. On yono app it’s only login and not new account creation.

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sardasa wrote:

No. On yono app it’s only login and not new account creation.

I don’t know. Didn’t try.

Try this.

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Roushh wrote:

Open account through YONO app. Presently a/c is being opened in zero balance. You will get platinum debit card free of cost with 5 lacks accidental insurance.

It’s stopped after Aadhar supreme court thing. Btw it wasn’t zero balance eaither, some 2.5k AMB is there.

Zero balance one had limitation, not a proper account, more of a wallet.

I visited SBI Intouch office & opened my account there. To my surprise there was zero rush. Fully digital.

Account created within 10mins, got photo-debit card, NetBanking ID & password, they didn’t had paper so ladki ne mera hath pe likh di User ID & Password. Usne aapna phone number bhi di incase any problem.

Mai soch raha tha ye SBI hi hai nah? Kaha hai oh senior citizen employees?!

Agle din maine dekha, otp not coming, maine usko phone ghumaya, she said bahuto ka yehi issue hai sir, mai email thok deti hoon uppar wale ko(head office)

Mujhe twitter se pata chala mera country code hi dhalna bhul gya isne.

Phir maine agle din gya, usne bole “thank you, ab mai baki sabka issue bhi solve kar dungi”

Abhi hale me(after 10months) pata chala oh branch band ho gya, mera account kahi aur transfer ho gya.

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Tejaa wrote:

Usne aapna phone number bhi di incase any problem.

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W.E.F 1st Aug19 , foodpanda is no more special partner for 10× RP – SBI Simply Click.