Cashback on HDFC Swiggy and SBI Card

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Deal Cadet
Desidime User

I have the HDFC Swiggy credit card and SBI cashback credit card. They both offer a 5% cashback on online purchases, with a few categories excluded. Is there a way to still get cashback on these excluded categories?

Both Cards -

  1. Railway
  2. Utility Bills
  3. OTT subscription (utility mcc)

HDFC

  1. Hotel
  2. Flights
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Deal Cadet Deal Cadet
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For Railway, Hotel, Flight use Smartbuy 5% CB

Deal Lieutenant Deal Lieutenant
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use agv for sbi cb card 

Deal Cadet Deal Cadet
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Will gift card purchase give cashback?

Its written in term and conditions, no cashback on gift card

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Deal Cadet Deal Cadet
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What MCC code it shows while purchase of Amazon gift card, anybody knows?

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