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CC Bill payment: SBI UNIPAY and Canara Setu both are headache

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my_trendytip...
Hello Dimers

Can you please suggest what is the best way to pay CC bills in SBI Unipay and Canara Setu to get high chances of successful transaction?

- Best Time to pay bill
- Whether Partial payment before bill generation is allowed?
- Whether Partial Payment after bill Generation is allowed?
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Hunk Hunk
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Had no issues with sbi unipay until last Friday(11 Oct) ..50k debited but transaction failed. Waiting for a refund now.

Wingman Wingman
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How long it took for refund for sbi unipay?

Hunk Hunk
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@rr134181534 Failed transaction 11th Oct... Refund received on 16th Oct
31 Comments  |  
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Deal Captain Deal Captain
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@abhishek012 might hold the key

Deal Lieutenant Deal Lieutenant
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Abhishek only hold rupay key

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Helpful Helpful
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Used SBI unipay multiple times only failed once in 2 months. Canara not used.

Deal Lieutenant Deal Lieutenant
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i used like Canara for 100+ transaction never failed,try to use it during working hours of bank ,dont go pay bill at 1 am 😙

Wingman Wingman
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Yes try during working hours

Hunk Hunk
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Had no issues with sbi unipay until last Friday(11 Oct) ..50k debited but transaction failed. Waiting for a refund now.

Hunk Hunk
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Received refund today.... Retried payment and was successfully credited to cc plus1. Don't see any serious issues in using SBI unipay
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Finance Ninja Finance Ninja
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Use Airtel thanks app and Navi app

The PostMighty The PostMighty
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HDFC millennia DC we'll get CB?

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Benevolent Benevolent
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I never had any issue with canara setu. Transacted bills ranging from 100rs to 1lakh for various CCs like hdfc, axis, IDFC, sbi, ICICI. Settled instantly. 

Deal Lieutenant Deal Lieutenant
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What is the link for canara setu?

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Benevolent Benevolent
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You could have added poll 

Deal Newbie Deal Newbie
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i had double Payment on my CC due to Unipay. I made a payment and got success message on the portal. A day after i got sms that transaction failed and i will get refund. So i made another payment. Later the first payment was also made to the card
Deal Lieutenant Deal Lieutenant
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You are lucky. People are looking for a trick to pay CC bill in advance these days 😄
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Deal Newbie Deal Newbie
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I paid on SBI unipay on friday. Transaction succeeded on payment gateway and then got the session timedout message on sbi unipay website. Still waiting for refund of money. Today is the last day for the payment so paid on airtel. Hopefully will bet the refund from sbiunipay. It seems to be impossible to get in tough with them. There is no response (even automated) when I sent a mail.

Wingman Wingman
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When did you get the refund?

Deal Cadet Deal Cadet
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Why people take risk pay in paytm using indusind select debit card with zero cancel transaction rate with 0.93 cashback 

Deal Cadet Deal Cadet
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From which portal do we need to pay?

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Deal Cadet Deal Cadet
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I paid 20k from SBI unipay. Transaction declined at unipay but money was deducted from the bank and credited to the credit card also. Does sbi unipay take back money from credit card bank and deposit it to my bank account?

Deal Cadet Deal Cadet
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I don't think so this will happen, if money is credited than it can't be reversed. Though sometimes in my CC, it mentioned as Payment received subject to realisation. So, wait few days, you may get clear picture.
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