Yes if you have a good amount of taxes to pay, say for 60k even if you haven't done any txn in that month.. idfc select gives 2.08% returns. 2.25% for 1L. Combining both 6x and 10x.
This return will be higher as higher your txns are. Advance taxes might be quite high for many. Thats why I said will ace over ace .
Wealth 10x starts at 30K. So, it's 2% for 60K spends. Plus need to subtract 118 redemption charges. So 1.8% effectively for 60K spend.