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Charged for redeeming Payback points on Amazon

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Deal Lieutenant
rohan8397

I was charged Rs. 116.82 (99 + taxes) for redeeming Payback points on Amazon. Charges came in credit card statement after 1 month.
It was my first ever redemption. Since then using Amazon pay icici card. Direct cashback. no points and stuff

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ICICI has one of the worst reward programs and the awful payback point system.

Benevolent Benevolent
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redemption at offline stores get charged at 25+GST. redemption agaist gift vouchers are charged at 99+GST.

Deal Subedar Deal Subedar
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Redemption @ BMS, BigBazaar & Central is also Rs. 25+GST. Been redeeming them here since last 9+ years..

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Deal Subedar Deal Subedar
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Once I had fight with ICICI why they are charging for payback points redemption when we can accumulate points through non ICICI route like HPCL , big Bazaar , online shopping etc

They said they willl escalate but never closed it.

Time has come again to take it up with ICICI

Helpful Helpful
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Correct, i also earn lot of payback points from BMS and Central, but when i redeemed few points in Central, ICICI has charged me 25+gst in my savings bank account. What an irony

Pro Critic Pro Critic
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Why not buy Amazon voucher on Payback website? I don’t think they charge any additional there.

Pro Critic Pro Critic
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How to earn maximum reward points on Payback? Does credit card transactions count?

Deal Subedar Deal Subedar
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To earn maximum reward points, keep spending. You will earn points for as much as you spend using your credit or debit card

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Like Magnet Like Magnet
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Icici sucks. They have worst ever reward program and charge on top of that.

Deal Subedar Deal Subedar
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Then switch to digiBank. Their digibucks can give upto Rs. 1k per month.

Budding Star Budding Star
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I have close to 5k points. If I want to redeem it for gift vouchers then how much will I be charged by ICICI? Never redeemed any points.

Deal Subedar Deal Subedar
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Redeem all at once. Maximum you would be charged would be 116.
Redeem them in BigBazaar and you will be charged 29.5 only.
Choice is yours.

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Pro Entertainer Pro Entertainer
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What about MobiKwik, guys? Earlier there was 25rs charges for redeeming on MobiKwik. 25+GST.

Deal Subedar Deal Subedar
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Again same question.
Charges are applied by ICICI Bank.
If your payback is linked with ICICI and same is linked on MobiKwik then yes you’ll be charged everytime you redeem irrespective of where you redeem.

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Pro Entertainer Pro Entertainer
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ICICI is one of a moneyseeker bank. They have charges for almost everything. Transaction decline charges, Payback charges, Cash deposit charges.

Even their bank employees can’t afford a phone-call. Only missed-calls. I was like “behen jio sim le le ek, ye kya naubat aa gayi” ☹️

Community Angel Community Angel
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“Behen” lol ROFL

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