Charged for redeeming Payback points on Amazon
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I was charged Rs. 116.82 (99 + taxes) for redeeming Payback points on Amazon. Charges came in credit card statement after 1 month.
It was my first ever redemption. Since then using Amazon pay icici card. Direct cashback. no points and stuff
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redemption at offline stores get charged at 25+GST. redemption agaist gift vouchers are charged at 99+GST.
Redemption @ BMS, BigBazaar & Central is also Rs. 25+GST. Been redeeming them here since last 9+ years..
Once I had fight with ICICI why they are charging for payback points redemption when we can accumulate points through non ICICI route like HPCL , big Bazaar , online shopping etc
They said they willl escalate but never closed it.
Time has come again to take it up with ICICI
Correct, i also earn lot of payback points from BMS and Central, but when i redeemed few points in Central, ICICI has charged me 25+gst in my savings bank account. What an irony
Why not buy Amazon voucher on Payback website? I don’t think they charge any additional there.
How to earn maximum reward points on Payback? Does credit card transactions count?
To earn maximum reward points, keep spending. You will earn points for as much as you spend using your credit or debit card
Icici sucks. They have worst ever reward program and charge on top of that.
Then switch to digiBank. Their digibucks can give upto Rs. 1k per month.
I have close to 5k points. If I want to redeem it for gift vouchers then how much will I be charged by ICICI? Never redeemed any points.
Redeem all at once. Maximum you would be charged would be 116.
Redeem them in BigBazaar and you will be charged 29.5 only.
Choice is yours.
What about MobiKwik, guys? Earlier there was 25rs charges for redeeming on MobiKwik. 25+GST.
Again same question.
Charges are applied by ICICI Bank.
If your payback is linked with ICICI and same is linked on MobiKwik then yes you’ll be charged everytime you redeem irrespective of where you redeem.
ICICI is one of a moneyseeker bank. They have charges for almost everything. Transaction decline charges, Payback charges, Cash deposit charges.
Even their bank employees can’t afford a phone-call. Only missed-calls. I was like “behen jio sim le le ek, ye kya naubat aa gayi” ☹️
“Behen” ROFL
ICICI has one of the worst reward programs and the awful payback point system.