Did you ever took Over draft OD against FD Fixed Deposit ?
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CIBIL hmmm Does overdraft against FD in HDFC reflect in cibil?
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Hello Dimers,
Any one know if we take OD against FD will it reflect in CIBIL?
Just curious
Do suggest your views and experiences with FD OD in comments below
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https://www.desidime.com/comments/permalink/10284189
Thanks for confirming:) great:) want that for my cibil 
phew:) trying this way now:) to give that diversification to my credit accounts xD:)
phew:) trying this way now:) to give that diversification to my credit accounts xD:)
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https://www.desidime.com/comments/permalink/10286585
HDFC: Hope FD that breaks to protect account when funds are less is not counted.
https://www.desidime.com/comments/permalink/10286688
hehe thats Sweep in FD
but FD overrdraft is 2% over the contracted FD rate , it will offer you temp loan:) using overdraft and HDFC call it "Super Saver FD"
so two types of FD HDFC calls internally
1) Sweep in FD
2) Super Saver FD (offers overdraft)
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Yes it will reflect as secured OD.